fsbo: St Tammany Parish Property Tax Assessments Are Out - 10/04/08 06:24 PM
All St Tammany Parish property owners should have received a letter from the Parish Tax Assessor's office outlining their proposed 2008 property tax assessment. Owners are allowed to appeal the assessment during the public review period that ends October 16th if they disagree with the assessed value. The assessor's website, www.stassessor.org, has assessment review forms which are used to submit appeals. Please contact me if you have questions about how your taxes are computed or if you need a current market value of your property. 
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fsbo: Going Once, Going Twice - 08/21/08 06:52 PM
Sold! Like it or not you just bought it. Auctions can be a good source for finding bargain properties but they do have their drawbacks. First, let's cover some basics. The St Tammany Parish Sheriff's office holds auctions on Wednesdays in the courthouse. The seized properties being auctioned are published in the Farmer newspaper. Buyers must pay 10% of the closing price at the auction and the remainder within 30 days. Private auctions are conducted much the same way except that the expenses are sometimes higher and the owner usually has the right of refusal. Now for the down side. Auctioned … (0 comments)

fsbo: How do you buy a house? Let us count the ways. - 08/04/08 06:56 AM
1.  VA
2.  Fannie Mae Repo
3.  FSBO
4.  Bond for Deed
5.  State Bond Money
6.  USDA
7.  FHA
8.  Relo
9.  FHA Repo
10.  Lease Purchase
11.  No Document Loan
12.  Parish Bond Money
13. Cash
14. VA Repo
15. Renovation Loan
16. Construction Loan
17. Bank Repo
18. Bridge Loan
19.  3/2/1 Buy Down
20. USDA Repo
21. 1031 Exchange
22. Adjustable Rate Mortgage
 
There are more but I'm sure you can see that there are many ways to make your dreams a reality. For more information on financing for homes please contact a lender(s) or drop … (0 comments)

fsbo: Real Estate Update for 26 June 2008 - 06/26/08 02:08 PM
Existing home sales increased 2 percent in May. The national median price for exiting homes is down 6.3 percent to $208,000. This decrease is sales price has undoubtedly brought more buyers into the market. On the other hand, new home sales declined by 2.5 percent with median sales price down 5.7 percent from a year ago to $231,000. 
Please remember that these are national averages. Contact me if you would like information on your neighborhood or an area you're considering buying in.
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fsbo: Real Estate Today: Isn’t What It Was Last Year - 09/01/07 08:52 AM
CNN reported yesterday that the average home sale price in the New Orleans Metro area is down 6.7% from this time last year with the average price being $166,000. Baton Rouge has done better with an average sale price of $174,000, up 1.4%. The national average is down 1.5% for an average price of $223,800. St Tammany Parish has faired much better. Although the total number of sales is down about 34%, our average sales price has risen an average of 7% from this time last year. Homes are taking longer to sell but homeowners are making more concessions to help … (1 comments)

fsbo: Homeowners Insurance or Home Warranty - 08/10/07 09:55 AM
To start, if you have a mortgage on your property the mortgage company will require you to carry homeowners insurance since the mortgage company has an interest in your property. Homeowners insurance policies cover most major perils such as fire, wind damage, etc. A home warranty on the other hand covers things such as deterioration and mechanical breakdowns of major appliances. Basic policies typically range from $300 to $450. Additional options may be included such as septic tank, spa, and swimming pool. … (0 comments)

fsbo: “For Sale By Owner” aka "Enter at Your Own Risk" - 07/31/07 09:40 PM
Many sellers try "For Sale By Owner" for the following reasons:
     Attempting to save on commission.
     Selling for the challenge of it.
     Not knowing a reliable agent.
Now here are some questions you might consider before selling your home yourself:
     Are you comfortable with contracts and how to fill them out properly?
     Are you aware of the many different types of financing available for buyers?
     Are you aware of the documents required for closing and how they are filed?
     Are you familiar with the required disclosures and the consequences of failing to disclose defects?
Can you afford not to have you house marketed … (0 comments)

 

Kevin Savoie

Slidell, LA

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Keller Williams

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