North County San Diego Mortgage Expert

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Mortgage and Lending - Carlsbad CA Mortgage Banker, Mann Mortgage - NMLS#284800
Working in the San Diego housing market over the past 20 years has been interesting and exciting to say the least. Technology has not only changed the way you shop for homes, but also the way you shop for a mortgage. However, this is still a "press the flesh" business and it is important to get to know your Realtor and your lender.

ARCHIVED BLOG POSTS

2011 

Single Story Carlsbad Home Approved For Conventional, FHA, And VA Financing Price Reduction! Single Story Home In Carlsbad's Vista Pacifica PRICE REDUCTION! Now offered from $469,000 to $482,000. Lovely single story 3 bedroom home in Carlsbad's Vista Pacifica near Aviara Oaks Elementary S...
05/29/2011
Remodeled beauty, turn key 4 bedroom home in serene Los Arbolitos, Oceanside near Camp Pendleton is just a few miles drive from Oceanside beaches, Yacht Club and Harbor! Los Arbolitos, Oceanside, is centrally located close to community parks, schools, shops and ideal for easy commute ouside San D...
05/29/2011
Price Reduction! Single Story Home In Carlsbad's Vista Pacifica PRICE REDUCTION! Now offered from $469,000 to $482,000. Lovely single story 3 bedroom home in Carlsbad's Vista Pacifica near Aviara Oaks Elementary School. The community of Vista Pacifica is just about a mile to the beach and...
05/29/2011
We have heard that the current FHA Jumbo loan limits and Fannie/Freddie High Balance Conforming and Super Conforming loan limits will decrease after September 30, 2011.  FHA finally put it in writing in their FHA Market Analysis Brief released yesterday.  In the article, FHA mentions that there a...
05/27/2011
Price Reduction! Single Story Home In Carlsbad's Vista Pacifica PRICE REDUCTION! Now offered from $469,000 to $482,000. Lovely single story 3 bedroom home in Carlsbad's Vista Pacifica. The community of Vista Pacifica is just about a mile to the beach and a quick trip to the Poinsettia Vil...
05/27/2011
We have seen a nice drop in rates over the last few weeks or so, roughly 0.375% on 30 year fixed rate Conforming loans (up to $417,000) and 30 year fixed rate High Balance Conforming loans ($417,001 to $697,500 in San Diego County). This drop equates to an increase in buying power and an increase...
05/22/2011
As a mortgage loan originator (MLO) in Encinitas CA, I find it very important to attend my loan closings.  In California, the closing is the document signing, then the loan funds and records over the next day or two. I know many mortgage loan originators that do not.  In fact, I know many that ar...
05/20/2011
Your Loan Mod Looks Good, Only A Couple More Weeks For A Decision True story.  A couple of past clients of mine had fallen on hard times and did not have the equity to do a "regular" refinance.  Furthermore, their loan is not Fannie or Freddie.  So, after they missed a mortgage payment,...
05/19/2011
Many people purchase San Diego County properties "all cash" these days, whether on the court house steps, or as part of a regular sales transaction.  All cash offers can usually close quicker than those requiring financing, so some of these buyers use the all cash method with the idea o...
05/18/2011
This beautiful Escondido two story home is in excellent condition and move in ready. Situated on .69 acres this 2395 sf home has 4 bedrooms and 2.5 baths. The property has so much to offer. This Escondido 4 bedroom home is on a Large lot, lwith level covered RV parking, Trek deck decking in the b...
05/17/2011
Rainmaker
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Kevin Kueneke

San Diego Mortgage Banker
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