san diego county: Are You A Veteran Living In Carlsbad? Zero Down VA Loan Up To $546,250 - 03/30/14 07:30 PM
VA Home Loan With Zero Down Up To
$546,250 Purchase Price In Carlsbad CA
Carlsbad CA - Did you know that qualified veterans can obtain a VA home loan in Carlsbad CA with zero money down up to a sales price of $546,250?  This limit is for VA home loans closed in Carlsbad CA from February 28, 2014 through December 31, 2014.
In late December of 2013, the VA announced the new VA Zero Down loan limits for 2014 for Carlsbad CA.  At that time, the VA Zero Down Loan Limit was going to be $527,500 which was an increase from … (0 comments)

san diego county: Corona La Costa In Carlsbad, 3 Bedroom Carlsbad Home For Sale - 03/11/14 03:24 PM
Corona La Costa In Carlsbad
3 Bedroom Home Offered by Diana Gallardi
3111 Hataca Road

Carlsbad CA - Another Carlsbad listing offered by Diana Gallardi with Sea Coast Exclusive Properties.  Contact Diana today to buy or sell in Carlsbad or other parts of San Diego County by calling 760-419-3105 or visit Diana's website: www.dianagallardi.com 
Welcome to your beautiful home in the heart of La Costa!  This 3 bedroom home with 2 extra rooms is situated on a corner lot with picture view windows in almost every room. 
Vaulted ceilings greet you in the grand entry of the living room with a handsome … (0 comments)

san diego county: The Flower Fields At Carlsbad Ranch, Open Today Through Mother's Day - 03/01/14 07:39 AM
Carlsbad CA - If you have ever driven on I-5 (yes, I say "the" 5) through Carlsbad in March or April, then you have most likely seen the brilliant and bright blooms of The Flower Fields at Carlsbad Ranch. 
The Flower Fields is a 50-acre hillside display of ranunculus flowers (buttercups) overlooking the Carlsbad coastline, also including a 1,500 square foot greenhouse filled with "world famous" Ecke poinsettias.
The Flower Fields at Carlsbad Ranch also holds a series of events throughout the season, including:
Sunset Strummers Ukulele Band on March 29th Kid's Day on March 30th Madame LeRoux & Krewe … (0 comments)

san diego county: Cardif By The Sea 3 Bedroom True Townhome SOLD By Christine Kueneke - 02/23/14 12:15 PM
True Townhome For Sale In Cardiff By The Sea, 3 Bedroom and Ocean Close!  Equity Sale! Prequalify to purchase California property with Kevin Kueneke of Mann Mortgage by calling 760-500-1919 or click HERE to Apply Now.
SOLD! True Townhome In Cardiff By The Sea, 3 Bedroom and Ocean Close, SOLD by Christine Kueneke with Windermere!  To buy or sell property in Cardiff by the Sea or other parts of North San Diego County, contact Christine today by calling 760-613-1626 or visit Christine's website: www.ChristineKueneke.com
Park Place Bluffs in Cardiff by the Sea!  Don't miss out on this 3 bedroom townhome in Park … (0 comments)

san diego county: San Diego Mortgage Loan Officer, 21 Years Of Lending Experience - 02/17/14 04:48 PM
As a San Diego mortgage loan officer, Kevin Kueneke has been helping people finance their homes for over twenty years. A firm believer in the old saying that “land is the basis of all wealth”, as a San Diego mortgage loan officer, Kevin has worked hard to help his clients achieve a piece of that wealth through home ownership. Helping clients navigate through the multitude of financing options available, Kevin is able to tailor a mortgage to fit their specific needs in what may be the largest financial transaction in their life. Being a San Diego mortgage loan officer, Kevin is able to … (1 comments)

san diego county: What Are Mello Roos And Why Do I Pay Them In San Diego County? - 10/27/13 04:21 PM
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san diego county: San Diego Mortgage Rate Activity This Past Week, They Can Go Higher - 09/07/13 01:15 PM
San Diego Mortgage Rate Activity For The Week Ending September 6th – Another week of volatility, capped off by a weaker than expected jobs report. On Thursday, we saw rates hit 2 year highs, only to come back down a little on Friday.
Here is why according to MBSQuoteline: “A lack of US military action in Syria caused investors to reverse last week's safety trade, while mixed economic data was roughly neutral. As a result, mortgage rates ended the week higher.
Since Fed officials have tied future policy changes to the performance of the economy, investors have reacted strongly to incoming … (9 comments)

san diego county: San Diego County Mortgage Rate Activity For The Week Ending August 23rd - 08/25/13 03:28 PM
San Diego CA – San Diego County Mortgage Rates for the Week Ending August 23rd – Beginning higher on Monday, rates actually finished a little lower at the end of week based on the housing data released on Friday.  Here is more information from MBSQuoteline:
“It was a volatile week for mortgage rates. The FOMC Minutes suggested that the Fed will begin to taper its bond purchases in the near future as expected, but a surprising decline in the New Home Sales data made that outcome less certain. After the offsetting influences, mortgage rates ended the week with little change.  
The … (0 comments)

san diego county: San Diego County Mortgage Rate Activity For Week Ending August 2nd - 08/02/13 02:16 PM
San Diego CA – San Diego County Mortgage Rate Activity for Week Ending August 2nd – Wild swings once again.  Here is why according to MBSQuoteline.com: “This week was packed with major economic reports and a Fed meeting. With investors looking for hints about when the Fed will begin to taper its bond purchases, the data caused a great deal of volatility.
 
Because the economic news was roughly neutral overall, though, mortgage rates ended the week just slightly higher. The economic data released on Wednesday, Thursday, and Friday caused large swings in mortgage rates. Positive news on economic growth … (1 comments)

san diego county: San Diego Mortgage Rates For Week Ending July 26th - 07/26/13 12:51 PM
San Diego CA – San Diego Mortgage Rates for the Week Ending July 26 – Overall, we saw rates bump up a little from last week.  Here is why according to MBSQuoteline: “Ahead of major economic news next week, it was a relatively quiet week for mortgage rates. Mixed economic data and average Treasury auction results provided little direction. As a result, mortgage rates ended the week just slightly higher.  
The big economic reports this week, New and Existing Home Sales, contained mixed news relative to the consensus forecasts. While investors were expecting even better results in some areas, the … (1 comments)

san diego county: La Costa Greens 3 Bedroom Home With Master Bedroom On First Floor - 07/21/13 12:55 PM
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san diego county: San Diego County Mortgage Rates For Week Ending July 19th - 07/19/13 04:57 PM
 
San Diego CA - San Diego County Mortgage Rates For Week Ending July 19th were actually a little better this week than what we have seen recently.  Here is why according to MBSQuoteline:
 
“Weaker than expected Retail Sales data helped mortgage rates this week. Soothing comments from Fed Chief Bernanke also were a positive influence, and mortgage rates ended the week lower.
 
The monthly Retail Sales report measures spending by consumers, which accounts for about 70% of economic activity. Monday's report revealed that Retail Sales were higher in June than in May, but the increase was … (0 comments)

san diego county: Remember, VA Zero-Down Purchase Price In Vista CA Up To $500k - 07/14/13 08:06 PM
Vista CA - The VA Zero Down Loan Limits for 2013 were released near the end of 2012.  However, I felt that it was important to remind potential homebuyers, and their agents, about the changes.  Vista in San Diego County saw a slight decrease from $518,750 to $500,000.  The new limits apply to all loans closed January 1, 2013 through December 31, 2013. 
Does this mean that the maximum VA loan is only $500,000?  Absolutely not.  This just means that someone purchasing a home and utilizing their VA Home Loan Benefits in Vista, San Diego County will be required to have some down payment if purchasing … (0 comments)

san diego county: San Diego Mortgage Rate Activity This Week, Just A Little Bump Up - 06/08/13 07:07 AM
San Diego Mortgage Rate Activity This Week, Just A Little Bump Up
San Diego CA - This week was a little calmer than the past two or three, but we still saw San Diego mortgage rates increase a little. From MBSQuoteline:
"This week, investors were focused on Friday's monthly Employment report. A high degree of volatility preceded the report, but the net result of the large daily movements was just a small increase in mortgage rates for the week.
Against a consensus forecast of 165K, the economy added 175K jobs in May. There were slight downward revisions to the figures … (1 comments)

san diego county: What Do You Like To Do First Thing In The Morning? In Encinitas, We Surf! - 06/02/13 07:30 PM
Encinitas CA - What do you like to do first thing in the morning?  Read the paper?  Drink some coffee?  Maybe some Jazzercise?  Some folks in Encinitas CA like to start the day with a little surf. 
This time of year, we can see well enough to surf as early as 5am.  Still allows room to check emails, check the market, and get the kids to school before 8am.  And the great thing is that you do not have to actually live on the beach in Encinitas to enjoy the beach.  Even the eastern part of Encinitas is within a couple miles … (0 comments)

san diego county: Stopping To Watch An Encinitas California Sunset (Short Video) - 06/02/13 03:54 PM
Encinitas CA - Spending some time today organizing older pictures and videos, and I came across this quick one from a couple of years ago. Not sure what this has to do with mortgages in Encinitas CA, but nice to watch. Call it a "stop and smell the roses" moment.

 
 
A little about Encinitas CA from Wikipedia - Encinitas is a coastal beach city in San Diego County, California. Located within Southern California, it is approximately 25 miles (40 km) north of San Diego in North County and about 95 miles (153 km) south of Los Angeles. As of … (2 comments)

san diego county: Carlsbad Equity Sale on Scrub Jay Court, 4 Bedroom Home In Parkside - 06/02/13 07:36 AM
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san diego county: Encinitas Equity Sale at 381 Via Almansa, 4 Bedroom 3 Bath Home - 06/02/13 07:20 AM
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san diego county: Spacious Encinitas 4 Bedroom 3 Bath Home For Sale On Via Almansa - 06/02/13 07:06 AM
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san diego county: San Diego County Mortgage Rate Activity Week Ending May 24th - 05/24/13 11:43 AM
San Diego County Mortgage Rate Activity for the Week Ending May 24th, 2013
Any mortgage loan originator that did not lock his/her pipeline last week in hopes of rates improving this week put themselves in a very bad position.  Each day was a little worse than the previous, and investors had mid-day "re-price for the worse" on more than one occasion.  Here is a quick summary from MBSQuoteline:
"For months, investors have been focused on the question of when the Fed will begin to scale back its massive bond buying program. On Wednesday, comments from Fed Chief Bernanke and the … (0 comments)

 


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