A Guide to the Pennsylvania Mortgage Market
ARCHIVED BLOG POSTS
Lenders have their own underwriting guidelines on top of base FHA undewriting guidelines, these individual underwriting guidelines are known as "overlays". Recently some of these overlays have been loosened up or removed. Perhaps the tight credit environment is a showing a sign or two of loose...
It has always been known that maintaining manageable credit balances is one of the keys to financial health. Paying off credit card balances in full each month is ideal but when this is just not possible and a balance must be maintained, it is important to keep your credit card balance in relat...