foreclosures in ashland: Foreclosure laws in Ashland and Medford Oregon - 01/27/12 05:43 PM
If you need to find out the current laws regarding foreclosures and distressed home sales regulation.  go to this Oregon Website.   There is also information about tenants rights in a foreclosed home.
The main site has all the relevant foreclosure information including how to modify your loan.
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foreclosures in ashland: Foreclosures in the Ashland Area - 09/26/11 04:37 PM
I recently received this question from one of my readers:
"I read your blog this morning and noted your comments regarding the 2011 foreclosure rate in Ashland. Given the information I sent you recently, plus your 17 years of experience in the Ashland area, I wanted to ask you a few specific questions so that my wife and I can better focus our search. Below are the key questions that we’d like to hear your professional opinion on:"
 
1.       What are the realistic foreclosure projections for 2012 – 2013 in the Ashland area, for the type of properties we are … (0 comments)

foreclosures in ashland: Foreclosures in the Ashland, Medford area are down for 2011 so far - 09/21/11 12:56 PM
Jackson County Foreclosures as provided by Amerititle for Sept 2011.  As you can see from the graph 2010 was the year with the most foreclosures, followed closely by 2009.  So far in 2011 the numbers are down.  The same is true for the notice of defaults, down this year compared to 2010.

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foreclosures in ashland: Foreclosures in the Ashland, Medford area - 08/11/11 04:01 PM
This graph below shows the number of mortgage defaults to actual foreclosures in the Ashland, Medford area.   You will notice a big jump in the number filed in April of 2011.   This was due to the "hold" being put on filing of  defaults around the end of 2010 and first of 2011.   Other than the one month, the number of defaults in the Ashland,Medford area has been lower in 2011 than 2010.
 

 
 
 
 
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foreclosures in ashland: For Sale in Ashland Oregon- A pre-foreclosure Home - 07/25/11 01:35 PM
Please don't be afraid to bring an offer on this short sale home in Ashland for $479,000!!!
Incredible luxury 2455 sf, 2005-built, 3 bedroom, 3 bath home bordering the park at Riverwalk. Chef's dream kitchen by Designwise. Floor to ceiling custom cabinets with self-closing hinges, pull-outs, 2nd prep sink with hot water dispenser, appliance garages, GE Profile oven, 5-burner gas cooktop, warming oven, double door stainless refrigerator, granite counters. 10 foot ceilings with crown mouldings, hardwood floors, central vac. Main level master bedroom has coffered ceiling, bath with jetted tub. Numerous closet builtins by ORG. Wonderful private backyard with views of … (0 comments)

foreclosures in ashland: Ashland, Medford area foreclosure information - 06/16/11 02:01 PM
AmeriTitle, a title company, in the Medford, Ashland area recently provided me with this graph regarding actual foreclosures of homes in the Ashland, Medford, and Jackson County area.  As you can see by the graph 2009 and 2010 were the "big" years.  So far for 2011 the number is down, but the year is only half through.  For more information regarding buying a foreclosures, please call me.
 

 
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foreclosures in ashland: Foreclosures in Ashland and Medford Oregon - not that many? - 03/08/11 01:18 PM
Some of the "theys" were saying that there was going to big a another big wave of foreclosures.  Maybe in another area, but here in the Ashland, Medford area, the foreclosure list is getting shorter rather than longer.  As a Realtor, I get weekly updates on which properties are on the foreclosure list.  This week only one page long...Last week, a page and a half of properties.   A year ago the list was 2 to 3 pages long.
I hope the "theys" are wrong and the trend stays as it is...less and less distressed homes.
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foreclosures in ashland: Foreclosure activity- will there be More or Less? - 11/23/10 07:58 PM
Who do you believe?  these days there are a lot of conflicting opinions about housing and the economy. 
According to The Wall Street Journal, Nick Timiraos (11/22/2010): Shadow Inventory Increases Likely
The volume of bank-owned properties and potential foreclosures not listed for sale is up 10 percent to 2.1 million compared to August 2009, according to new estimates from research firm CoreLogic.Together with the 4.2 million inventory of listed homes, which is unchanged from a year ago, CoreLogic estimates the supply of homes at 6.3 million or about 23 months at the current sales pace.Some experts say these numbers are conservative. … (1 comments)

foreclosures in ashland: The Dirty Secret in a Short Sale No One Wants to Talk About - 11/11/09 07:30 PM
Agents, Banks, Lenders all talk about the risks for a Seller if they choose to sale their house short.  Yes, there can be tax problems and lien release problems...plus the short sale may never even occur.  Yes, a foreclosure is most of the time the better choice for most sellers, most of the time.  Yes, most of us, know all of these reasons, and if you don't please refer to the many good sources of information out there on the risks.
What I want to warn Sellers about is the future lawsuit risks.  Don't assume because you as a seller did not … (2 comments)

foreclosures in ashland: HOPE event in Medford - Loan Modification Help and Foreclosure Prevention - 10/13/09 05:15 PM
Southern Oregon residents concerned about losing their home to foreclosure can receive help Saturday, Oct. 17, at an event in Medford organized by several government agencies, nonprofits, and real estate organizations.
The Home Ownership Preservation Event (HOPE) will be held from 9 a.m. to 4 p.m. at the SOU/RCC Higher Education Center at 101 South Bartlett in Medford. At the free event, homeowners can learn about the options available to help them save their homes, including the federal Making Home Affordable Plan and Oregon's Senate Bill 628, which gives homeowners the right to meet with their lender to discuss a loan modification.
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foreclosures in ashland: Affordable Ashland Oregon Home - 09/17/09 12:26 PM
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foreclosures in ashland: Don't Buy a Forelcosure, Buy a Post-foreclosure - 07/21/08 05:11 PM
Buying a house in foreclosure is risky business.  Buy a REO instead.  An REO is a bank-owned post foreclosure house.
Title Insurance
Pre -You can obtain a title search as of the date you search, but it costs you $85 in Oregon.  Plus if something happens between the date you search and the date you buy, you are out of luck.  You have to make sure that there aren't more liens on the property than it is worth.  There are no property disclosure requirements so there could many hidden defects - such as property lines disputes.
Post-you will receive a standard … (4 comments)

foreclosures in ashland: Do short sales actually close...stats... - 05/27/08 07:17 PM
I recently co-presented a class on short sales at a WCR sponsored event.  My stats on short sales are:
one, didn't close in 1994 in CA,
Three, closed in  2001 to 2003 in oregon
Two, closed in 2007, one went to foreclosure
One in 2007, I got the private lender to pay the seller moving costs for the deed and the property in good condition.
In 2008 so far, one I lost to foreclosure, and I doubt I will wait around to fail again.
But, for the information I presented to the class ,I polled the 4 local title companies and … (13 comments)

foreclosures in ashland: 6 Homes in Foreclosure in Ashland - 03/06/08 07:08 PM
As bad as the media says the housing market is...Only 6 homes in Ashland, Oregon are in foreclosure.  How many of these will actually go the county steps for a final sale?  My guess is maybe one.  So things are really not as bad as the media says.  It also helps that there is almost no growth in Ashland. … (7 comments)

 
Krista Laulainen, Ashland & Medford - Homes & Real Estate for Sale (Coldwell Banker Pro West - Ashland) Rainmaker large

Krista Laulainen

Ashland & Medford - Homes & Real Estate for Sale

Ashland, OR

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Coldwell Banker Pro West - Ashland

Address: 1220 NW Lovejoy #130, Portland, OR, 97209

Mobile: (541) 944-2172

Office: (541) 482-5590

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