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2010 Report: Rebuttal to FHA changes designed to reduce buyer pool written by Lenn Harley today featured article in Activerain. I agree that this will leave some out of the market but not because of the raised FICO score. Most of the lenders already had their own matrix's with a mi...
Interesting article from Lenn Harley on the FHA guideline changes. Rebuttal coming.ONE THING EXPERIENCE TEACHES US IS THAT, JUST BECAUSE A PERSON IN AUTHORITY SAYS SOMETHING, DOESN'T MAKE IT TRUE. EXAMPLE:  HUD Secretary Donovan, in announcing the details of the changes to FHA financing, states: ...
01/31/2010 Report: Las Vegas housing will struggle in 2010 was recently discussed at the National Association of Home Builders which was part of the International Builders Show held in Las Vegas, Nevada this Tuesday. It was predicted that the current housing market will effect the new ho...
Las Vegas, Nevada December Home sales statistics. Las Vegas Area January 15, 2010 Active Listings by Type REO:  2137 (21%) Short Sale:  4735 (45%) All Other:  3552 (34%) December 2009 Sales by Type: REO:  2548 (62%) Short Sale:  794 (19%) Other:  793 (19%) This is just a guide for consumers to se...
01/24/2010 Report: Magic 8 Ball Housing prediction for 2010 in Las Vegas, Nevada is based on a article from Hubble Smith from the Review Journal on January 22, 2010 titled Crystal Ball presenter says sales to rise, prices to fall. The speaker Larry Murphy at at a Real estate Convention h...
01/23/2010 Report: FHA Announces change in Fees effective this spring. The FHA announced Fee increase will raise the Mortgage Insurance Premium from 1.75% to 2.25%. FHA is also seeking legislative approval to raise the annual premium charge further from its current rate of .55% to a undi...
A side of life we care not to see. A compassionate view of a growing problem in America.  Homeless In America"There but for the grace of God, go I" - attributed to John Bradford, 16th CenturyIn any given night in America, 700,000 to 2 million people have no home to go to. Staggering statistic? Ye...
Renee Burrows makes a compelling argument about Las Vegas Urban Legend of the "Shadow Market". Anyone believe in the Tooth Fairy? Call me a cynic, but I am refusing in the belief of "Shadow Inventory".  I don't believe there will be inventory "dumped" on the market, and if it does get dumped, we ...
01/19/2010 Report: CNBC investigates Big Bank short Sale Fraud as reported by Diana Olick CNBC Real Estate Reporter. While many of the government agencies investigating the part the Banks and Wall Street had in the financial credit collapse the Banking Regulators, Congress and Financial ...
01/18/2010 Report: Fannie Mae and Freddie Mac is a ticking time bomb according to an article By E. Thomas McClanahan, Kansas City Star Editorial Page columnist.  Last week the Financial Crisis Inquiry Commission started its hearings to  find out the root cause for the 2008 meltdown and n...

Kenny Salame

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