Laurie's Blog

Real Estate Agent - RE/MAX Victory
Dayton Area Real Estate market statistics and helpful information. From averages to mortgages to avoiding mistakes. Helpful information is a click away.



Below are some numbers that I found to be pretty interesting. The housing market has been consistent over time with appreciation and continues to be a great investment. Similar to other long-term investments, real estate will have it's ups and downs, but over time will increase in value.   Here i...
Steps to a Successful Closing You have finally found that perfect home, signed a purchase agreement, had your inspections and received approval on your mortgage. Congratulations! You are almost there! The only thing that awaits you now is the closing - where you officially receive your property a...
I have put together some web site links to area information on Schools, parks, organization,etc. I hope you find them helpful.   Area Information Beavercreek Belbrook Centerville Dayt...
Home Viewing Checklist Touring homes is exciting! "I love it" may be the words you mutter when you first step into a home, but does this mean you've found "the one"? Or could it mean your emotions got the best of you when you walked into the kitchen and saw the perfectly restored cabinets and cou...
What is all this about Credit Scores?? In short, the better your credit score, the more loan options you will have to choose from. •·        know your score •·        take steps to maintain good credit . What Determines you Credit Score? •·        Your history of how you handle credit obligations...
Get Pre-Approved Before you find your perfect home! Before you begin looking for a new home, it's a good idea to determine what you can afford. If you have not yet determined your housing budget, I am available to provide assistance helping you arrange financing. Determining your purchasing power...
Questions to ask your lender Shopping for your mortgage can be stressful, but it doesn't have to be intimidating. While the lender you work with will be asking you a lot of qualifying questions, there are important questions you should be asking the lender as well. As your buyer's representative,...
Managing your credit score Te first step in managing your credit score is to know where you stand. Everyone is entitled to 3 free credit reports per year. is the ONLY authorized online source for you to get a free credit report under federal law. You can get a free report ...
Get rid of YOUR DEBT! The one we always hear... WHOA on the CREDIT CARDS! I have heard the adage from every direction that if you want to get out of a hole... STOP DIGGING! STOP DIGGING TIPS! Carry Cash - give yourself a weekly cash allowance and you'll be more aware of how much you spend. Plus o...
Financial Freedom  Setting goals for today and the future may not be easy, but getting your plan in order will get you where you want to go faster! IDENTIFY YOUR GOALS!   WHAT? What do you want to accomplish (ex. pay off credit card, save for a home improvement, etc.) WHEN? Set a specific start a...

Laurie Scalf

Ask me a question
Spam prevention

Accessibility option: listen to a question and answer it!

To submit the form,
drag the sunglasses to the circle on the side.

Type below the answer to what you hear. Numbers or words, lowercase:

Additional Information