LenderBradford's Blog

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Mortgage and Lending - American Midwest Mortgage - NMLS142066/250013
Information about Financing Options in Northern Ohio as well as information about people, places and events in Northern Ohio. Northern Ohio is a Great Place to live and work.

ARCHIVED BLOG POSTS

2008 

Currently there is a promotion at http://www.restaurant.com that allows you to recieve a 80% discount off the normal cost of Gift Cards purchased at http://www.restaurant.com .   After you select the Gift Cards that you desire and proceed to Checkout, you have to enter "SANTA" in the Pr...
12/17/2008
Ohio has a First Time buyers program that I believe is similar to the ones that are available in other states.  Up until recently the Ohio programs was a valuable program to assist home buyers because it offered a lower than market rate and also offered a Down Payment Assistance Option.  Because ...
12/07/2008
One of the biggest complaints people make about their computer is that it is running slow.  The main reason that I find is the limited RAM installed in the computer.   Windows Vista has a feature/program that is installed called ReadyBoost.   Here is short description of ReadyBoost from  Wikipedi...
12/07/2008
If you see a Seller or Realtor offering to save you .50% off your interest rate if you buy a home, here is why you are seeing this happening.  An offer of a .50% Lower Rate might cause you to take a second look at the home and is an excellent marketing move on their part.   Below is why this is a...
12/06/2008
On the Evening MyFoxNews.com news in Cleveland Ohio they reported that "Low Mortgage Rates are Coming".   Here is a link to that news report.   The news report was based upon a proposal by the Federal Reserve that is described here.   The proposal is to make money available to Banks if ...
12/05/2008
With interest rates now being so low a number of people have asked if it is a good time to refinance.  Here is a calculator that I created to present information to homeowners to determine if refinancing made sense.  Remember this is only a tool that you can use to see if it might make sense to r...
12/03/2008
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Tim Bradford

NMLS 250013
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