Jayne Combs's Blog

Real Estate Mortgage Broker - First California Mortgage Company - NMLS#222444
I recently read a blog post where people were ranting about some of the issues they had with real estate agents.    To be very clear, I know that the real estate agents that I work with would never conduct their business this way – but I wanted to share with you what both sellers and buyers have ...
Posted 1 day ago
    April 15th is coming quick!! Have you filed your taxes yet? If so, are you sure that you got the most bang for your buck and saved in every way you can? We are always looking for ways to save on our taxes and also make sure that we have our businesses set up in the most profitable and tax eff...
Posted 9 days ago
I saw a very interesting article where the question was asked "Do you warn your sellers to put their perscription medicine away before a showing or open house?".  I had never really thought about that!  What other advice or warnings do you give to your sellers?
Posted 9 days ago
In a hot real estate market, where there can be 7 offers on one home, your home buyers need that competitive “edge,” especially those who have to compete with “cash” offers. However, presenting the homebuyer as a “person” and not just another “contract” appeals to the seller’s emotional side of t...
Posted 15 days ago
  We are very excited to announce that on the next Agent Mastermind Class, special guest Michael J. Maher, author of the book “The Seven Levels of Communication: Go From Relationships to Referrals,” will be our presenter! Michael is also known as North America’s Most Referred Real Estate Professi...
Posted about 1 month ago
I watched an informational video by the National Mortgage Post (click here to see it) regarding terms that Realtor's use in their ads.  Some of these terms we have used for decades could now place you in a position for a potential lawsuit IF it offends someone.    Did you know "his or hers closet...
Posted 3 months ago
  Yes you read that right, the end of 2014…. What has to happen for you to be very happy? Have you set your 2014 Real Estate business goals? Do you have a plan in place that is going to help you reach your goals in 2014? Click here to join our webinar where..... We are going to cover How to be ve...
Posted 4 months ago
I recently saw a facebook post by Karen Deis where someone had just closed their last loan in their pipeline and was looking at the glass half-empty.  She enlisted the help of other loan officers who offered tons of suggestions and tips.  She had a HUGE response with some great advice! So that ha...
Posted 5 months ago
  Selling a home is not just about marketing and advertising. It’s not just about staging. And, it’s not just about asking about existing mortgages and liens. Here’s a short checklist that I created to help you ask some additional questions so you know what you are dealing with when it comes time...
Posted 5 months ago
I have received temporary guidance on underwriting policies and procedures that may be impacted by the federal government shutdown that occurred on September 30, 2013.   This guidance assumes that the shutdown will be temporary in nature.  If the government shutdown lasts for a prolonged period a...
Posted 7 months ago

Jayne Combs

Mortgage Diva and NMLS Instructor
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