California Home Loans-Purchases-Refinances

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Real Estate Mortgage Broker - Oak Valley Mortgage-California Home Loans and Refinancing
California Home Loans-Purchases-Refinances California Home Loans
RECENT BLOG POSTS
  Today will go down in the history books for years to come, as the day the United States Government stepped in and took over operations of Fannie Mae and Freddie Mac, which hold nearly half of the mortgages in the United States. Treasury Secretary Henry Paulson noted in a press release today tha...
Posted over 5 years ago
We are hearing about the shutdown of wholesale mortgage operations at Wachovia, with a Press Release due out at 1:00pm EDT. This morning, we received the following: "Wachovia wholesale is shutting down today. Press release at 1PM." "All us reps were told this morning by top managment that wholesa...
Posted over 5 years ago
There has been a lot of talk the past week and a half on Wall Street and through the United States Government about "solvency" issues that Fannie Mae- the Federal National Mortgage Association- and Freddie Mac may be experiencing, the "what if's" were they to collapse without the Government "bai...
Posted over 5 years ago
    "Short Sales" are a hot topic right now, as homeowners, homebuyers, real estate professionals and lenders simply can't avoid them in today's real estate market. Existing homeowners are calling their lender to see if a short sale is the right "exit-strategy" for them, with little money left to...
Posted almost 6 years ago
Note: I think Zillow Mortgage Marketplace has a lot of great potential. However, as fast as it shows its appeal...it can be seen just as fast as a place of bogus leads and bogus rate quotes. As such, it is imperative that Zillow and the Mortgage Community communicate and address the issues below ...
Posted about 6 years ago
Are you looking to refinance a home in Chico, California? If so, feel free to give me a call! My name is Scott Gormley, Broker/Owner of Oak Valley Mortgage and I thank you for considering Oak Valley Mortgage to represent you in one of the largest decisions of your life! We offer home purchase,ref...
Posted about 6 years ago
Are you looking to purchase a home in Chico, California?If so, feel free to give me a call. I have a great network of local real estate professionals to help you through the home purchase and loan process. My name is Scott Gormley, Broker/Owner of Oak Valley Mortgage and I thank you for consideri...
Posted about 6 years ago
Conforming Home Loan Limits in Orange County, California have temporarily increased from: $417,000 to $729,750 until December 31st, 2008Do you fit into the box of what banks are looking for?Here's the checklist. If you can answer yes to all these questions, call me!You're currently in a mortgage ...
Posted about 6 years ago
 What is the "liquidity crisis" and why does it exist?Across most of the country, Fannie and Freddie currently purchase loans of $417,000 or less from lenders, and repackage these so-called "conforming" mortgages into securities sold to investors. Investors generally trust that these securities w...
Posted about 6 years ago
   Are you wondering what is going on with the expected increase in the Conforming Loan Limit set to take place through the " Economic Stimulus Package" signed by President Bush last month? A chock full of information was released today as to how the "Economic Stimulus Package" and increase in Co...
Posted about 6 years ago
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Scott Gormley

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