Lending and everything Midwest - Larry's blog

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Mortgage and Lending - Larry Bettag - Cherry Creek Mortgage
Designed as an open forum that just allows people to talk about anything pertinent. Not politically correct...just facts, fun, advice, expertise and opinions expressed here.
RECENT BLOG POSTS
I have to tell you that I don't get disappointed easily in life.  I rarely rant either.  But, I do have to say that Westbow Press has been less than stellar in delivering what they said that they would.  I wrote a book, NO REWIND, of which I'm thrilled with the final product.  The production piec...
09/22/2014
There are a few common mistakes that borrowers do wayyyyyyyyyyyyyyyyy toooooooooooooooo often.  I see it time and time again.  Don't make the mistake that a lot of buyers make.   1)   DON'T BUY A CAR BEFORE YOU GET YOUR NEW HOME:    I CANT TELL YOU HOVE OFTEN THIS HAPPENS, BUT IT'S A LOT!!!  The ...
09/02/2014
I have this couple, who I'll call Jane and Jim.  Awesome couple.  Been working years to rehab their credit and get into a position to buy a home.  Credit issues were prevalent due to some not so wise decisions during thei youth, but hey...they have me, Larry Bettag to help them rehab their credit...
06/30/2014
Anyone ever hear of XTERRA?   Neither had I until about 8 years ago.  It's basically the triathalon on steroids.  All terrain.  Not smooth surfaces.  Best athletes in the world.    I became captivated by a remarkable young woman named Jamie Whitmore.  She has won 37 championships and is in the XT...
06/25/2014
I was just sitting in an legal ethics seminar for my continuing ed.  They shared this story with me: Two law partners, running a practice, place an ad on Craig's List for a new legal secretary.  "Need to be young and send a photo.  Must be a great legal secretary.  The last legal secretary could ...
05/19/2014
We took a new application this past week from a client who was relocating back to our area.  She worked for a national company who is moving her from place A to our backyard.  The scenario??  Excellent credit!  Superb Income, Great Assets.....a lender's dream.  We issue a pre-approval and she put...
05/09/2014
There are a few common mistakes that I see borrower do all too often.  I see it time and time again.  Don't make the mistake that a lot of buyers make. DON'T BUY A CAR BEFORE GOING HOME SHOPPING    I can't tell you how many times that I see a new applicant come to me to buy a home.  They say "we'...
05/06/2014
So...I'm sitting here thinking of all of my vision for this year and for my life.  It all is centered around a well thought out and well planned out vision.  But, en route.... My business becomes busy and I become successful....   The problem with getting busy and taking care of clients means tha...
05/03/2014
  I'm at this closing feeling AWESOME!  Slick closing.  Great buyers and great sellers.  I represent the seller at their attorney.  The buyer comes in and mom is all big and smily.  She's wearing her maternity pants with those big fat expandable bands for future growth. I'm sitting there a proud ...
04/03/2014
There are some pretty awesome options. Just this past week we approved a Jumbo Loan with only 10% down payment.  Most Jumbo lenders want 30%, but most have options for as little as 20% down.  The realtor, the client, the sellers and everyone is thrilled that we have an approval for a 90% LTV! Oh ...
03/13/2014
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Larry Bettag

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