ARCHIVED BLOG POSTS

2010 

Remember the tax credit offered by the federal governent.  Well when you file your 2010 taxes you might have to start paying it back.  Here is a reminder of what each credit was for and for how much.  Please consult your tax professional to see if and when you will need to start re-paying your cr...
11/30/2010
As a reminder Fannie Mae buys loans in the secondary mortgage market.  In order for those loans to be saleable they must meet Fannie Mae and Freddie Mac guidelines (called a conforming loan).  As of Dec. 13, 2010 some of those guidelines are changing.  Here is the brief low down. Buyers now can u...
11/29/2010
As a reminder most, if not all, banks sell their loans in the secondary mortgage market (much like a stock).  Fannie Mae and Freddie Mac both work in the secondary mortgage market by purchasing loans from the lenders that originate them thus making more funds available to be lent. The loan's ...
11/28/2010
Do you love Historic Homes?  So do I.  If you are looking for a historic or "Period" home in San Diego check out my website Diegocentric.com/historichomes. This weeks post provides a link to 1910's homes for sale in San Diego. Enjoy!! Period Homes for Sale in San Diego 1910-1919 Nex...
11/28/2010
You still have time to do those Green renovations to your home and qualify for the tax credits.  You have until Dec.31st to be able to apply for up to $1500 in tax credits on your 2010 taxes.  Not sure what kind of Green revovations qualiy? Check out the National Association of Home Builders to s...
11/27/2010
Do you love Historic Homes?  So do I.  If you are looking for a historic or "Period" home in San Diego check out my website Diegocentric.com/historichomes. This weeks post provides a link to 1900's homes for sale in San Diego. Enjoy!! Homes built from 1900-1909 for sale in San Diego...
11/19/2010
Both Bank of America and Wells Fargo announced that they have increased the minimum credit score needed to obtain home financing from 620 to 640.  According to the FHA that will exclude 15% of potential FHA borrowers from being able to get a home loan.   If you have a loan pre-approval with one o...
11/19/2010
Here are 3 Great San Diego Hikes Los Peñasquitos Canyon How to get there:  Exit 15 Freeway on Mira Mesa Blvd. Head west and make a right on Black Mountain Rd. Follow it north and take a left on Canyonside Rd. This 4.7 mile hike is rated as easy and takes around 4 hours.  The elevation changes on ...
11/19/2010
Fast becoming a San Diego tradition the 7th Annual San Diego Bay Wine and Food Festival is a treat for the palate.  Here is  what you can expect: 170 Wine and Spirit Purveyors  70 of San Diego's Top Chefs Cooking and Wine Tasting Classes Over 800 wines Check out the website to Buy Tickets or ...
11/15/2010
Adams Avenue Grill in University Heights is a Treat Located in University Heights on Adams Avenue this down to earth restaurant has something for everyone.  Some of the amazing regular menu items include:  Anjou Pear, Mandarin Orange and Spicy Arugula Salad, House Made Riccotta Stuffed Gnocchi an...
11/10/2010
Rainer
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Christa Borellini

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