Pamela Lockley's (lockley) Blog

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Real Estate Agent - Home Resource Center, Inc.
RECENT BLOG POSTS
Pack your lunch - save at least $1700 a year! Carpool Always shop around - Compare prices for major purchases Increse your tax exemptions at work Winterize your home - save at least $500 a year! Turn your thermostat down 2 degrees Plan your meals - eat out less Purchase all-inclusive vacation pac...
01/14/2009
Feds will concentrate on keeping interest rates low. More government backed loan products will be available FHA Higher loan limits $7500 First Time Home Buyer Tax Credit Increased VA loan limits Seller Funded Down payment Assistance Programs    
01/14/2009
Income does not have to keep you from buying a home.  NC Finance Agency offers many programs to get you on the way to home ownership.  20,000 grant up to 7,000 down payment assistance North Carolina Finance Agency http://www.nchfa.com/Homebuyers/index.aspx NACA's Best in America Mortgage Offers: ...
01/14/2009
A HUD home is a residential property owned by HUD due to a foreclosure of a FHA-insured mortgage.  Almost anyone can purchase a HUD home.  They are initially offered to purchasers who are buying the home as their primary residence.  If properties remain unsold for a period of time called the (pri...
12/28/2008
1.     Failure to Determine Your Time Need- Cash flow, capital appreciation, tax benefits, loss of management, equity pay-down and pride of ownership are just some of the things that need to be addressed before you make that investment.  A service-minded real estate professional can be a tremendo...
12/28/2008
1.  Inspect, Inspect and Inspect- Go over the inspection report with a fine tooth comb.  Make sure the report was done by a professional organization.  For condo purchases, go over the by-laws, and association fees.  Don't take anything for granted... inspect everything!         check out all    ...
12/28/2008
Don't make decisions based on your emotions.  Deal with the facts about your home.  Look at your home as a prospective buyer would.   Work on inexpensive quick fix-ups.  Landscaping, fresh paint, house cleaning on the inside and outside and remove clutter.  All of the home's windows should be cle...
12/18/2008
Visit the neighborhood regularly at different times of the day on weekends as well as week nights. Check for indications of growth in the area:  Will the appreciation rate keep up with your goals for building equity?  How is new home construction handled?  Has the builder implemented a plan to be...
12/18/2008
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A key element in staging a home for sale is to make it look clean, spacious, and presentable. Learn how to clear the clutter with these quick and easy storage solutions that keep your home looking its best and make moving day a breeze at the same time. Storage Bench or Seat Buy an attractive stor...
12/18/2008
We spend at least a third of our day at work, so it makes sense to try to make each day as happy as possible. Part of the solution is a result of the type of work environment you choose - but there are other things you can do to make any workplace happier. Take control. Good employers know that w...
12/18/2008
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Pamela Lockley

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