Happy New Year!   We want wish all our clients and friends a very happy and prosperous New Year!  Thank you for all your referrals in 2014.  And we look forward to your continued trust and referrals in 2015.    Real estate is a competitive business.  Agents come and go all the time.  But we are ...
326 Wheatfield Cir, Hatfield, PA 19440 Asking Price: $294,900 MLS#: 6503879 For a Virtual Tour of 326 Wheatfield Cir  End Unit 3 Br/ 2.5 Ba Single Family Townhouse     Superior end unit townhouse with a beautifully finished basement and loft in the desirable community of Heather Meadows. Spacious...
1211 Christina Court, Collegeville, PA 19426 Asking Price: $579,900 MLS#: 6500613 For a Virtual Tour of 1211 Christina Ct Beautiful and Spacious 5 Br/ 3.5 Ba Single Family Home       Space abounds in this stunning stone front colonial on a quiet cul-de-sac within walking distance of Skippack Vill...
Historical Interest Rates and The Effect on Mortgage Payments   For a $250,000 home with 20% down, the mortgage is $200,000.  The P&I (principal and interest) payment varies depending upon the interest rate:       4%       P&I = $955             5%       P&I = $1,074             6%       P&I = $...
From Scott & Lisa: Holiday Wishes   We would like to take a moment to wish all our friends and clients a wonderful holiday season.   2014 was a good year for us.  We hired a Buyer Specialist, Neta Collier.  With her sweet Southern drawl and the charm to match it, Neta has been a fantastic additio...
Real Estate Q & A:   Q. What are the tax benefits of owning a home? A  The biggest tax advantage of owning a home is the mortgage interest and property taxes you pay are deductible on your Federal Tax Return. The government also allows you to make a profit on the sale of your home up to $250,000...
    Odds & Ends Household Tips That Work!   If you have pierced earrings you love but they irritate your ears, try this simple trick.  Rub a little Neosporin on earring posts before you put them in your ears.  You can wear them for hours with no itching, burning or irritation.   To get pet hair o...
    Buyers Beware Do Your Homework   When buying a home, what is important to you?  Some buyers insist on the best of school districts, others want to be far from any industrial areas/pollution, some want low crime, others don’t want annoying neighbors or barking dogs.  Many buyers want all of th...
Q. Tell me more about FHA rehab loans.   A.  FHA 203K rehab loan are mortgages used for residential re-sales where the home would not qualify for typical financing such as Conventional Fixed Rate, USDA or FHA 203B loans due to the need for significant repairs.  The mortgage will allow a consumer...
Your Credit Matters   It’s very difficult to qualify for a mortgage with a credit score less than 620.  But for the best interest rates on a conventional loan, you'll need a FICO credit score of 740 or above.  Below that level, it becomes much more expensive to borrow.   For instance, a 740+ cre...

The Scott Loper Team Lansdale & Harleysville PA Homes

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