Lora Coscia's (lorasloans) Blog

Mortgage and Lending - 1st Preference Mortgage



Just a reminder for everyone.  We always hear to check your credit at least once a year.  We see commercials advertising free credit reports on tv all the time.  Just in case you aren't aware, you can look at your credit report for free at www.annualcreditreport.com once a year.  Since you are on...
FHA is changing its refinancing guideline again effective April 1, 2009.  The loan to value cannot exceed 85% and MUST have 2 appraisals in order to do so.  Credit scores continue to be a key factor as well.  It's very hard to get any loan approved under 620 now. FHA used to allow up to 95% loan ...
It's that time again!  Before you go to bed Saturday night, don't forget to move those clocks FORWARD 1 hour.  Woo Hoo!  It's seems like summer is right around the corner doesn't it? First we need all the snow to melt that we just got,  then it'll be time to freshen up the yard, brighten it with ...

Lora Graetzer

Licensed Loan Originator
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