Loren's Blog

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Mortgage and Lending - MLS# 279272
Thoughts about Mortgages, the Real Estate market, how customers should be treated, and mabye sports!

ARCHIVED BLOG POSTS

2007 

I need to thank Erik at Open Home Mortgage who e-mailed me a reminder regarding my last blog about getting 'pre-qualified'. He & I actually are in 100% agreement on what a potential homebuyer should do to properly work with a Mortgage Professional, we just called it different things!Erik & I beli...
04/30/2007
The joys of a late-April weekend in Minnesota mean more than just nice weather...it means folks are coming out of their cocoons and starting to look at new homes! With all the radio advertisements that the local Board of Realtors have out there, at least MY call volume has been going up. And than...
04/27/2007
Mortgage Insurance is NOT a dirty word any more in our business. However, many people have been 'trained' over the past boom cycle to think that "MI" is a rip-off. However, in the year 2007, when MI is fully tax-deductible........it can really help lower the monthly....and lifetime...payments of ...
04/26/2007
I just love how our local media works in Minneapolis/St. Paul.Yesterday, the front page of the local papers had highlighted headlines likeĀ " House Sales drop 8%" and "Bad news for Housing Market". Both paper's business sections had the AP story about how sales in March were down 8%, etc....... wi...
04/25/2007
Every time I think I've seen it all in this business, something else comes across my desk that reminds me what kind of a crazy market it is out there!!!My client came to me wanting to be pre-approved for a loan. He's a nice middle manager at a company, just out of school, wanting to quit renting ...
04/20/2007
It's been interesting the past few weeks to be reading about how the "sub-prime" mortgage market is falling apart....how many strong lenders are going to be hurting soon....and how many folks won't be able to achieve homeownership because of tightening underwriting rules. As I've just been hummin...
04/03/2007
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Loren Johnson

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