Kristina Yorke's (lowrateloans) Blog

Mortgage and Lending - ~ FL FHA Mortgage Expert
"Color Our World with Hope" is the theme for this year's Gala and Auction to celebrate and support the Pregnancy Center of Pinellas County and New Life Solutions.  The event held at The Historic Coliseum located at 535 Fourth Ave North in St Petersburg sponsors and celebrates the work of that the...
Sheryl Manor subdivision in St Petersburg FL is a neighborhood is nestled north to south between 22nd avenue N and 38th avenue N and east to west of 62nd street and 58th street. This area is a central location in St Petersburg close to Tyrone Square Mall, St Petersburg General Hospital, shopping ...
St Petersburg Florida Home Buyer's can continue to take advantage of the first time home buyer tax credit and current homeowners can benefit with a cash refund now also if they are looking to buy a larger home or downsize. This week the Senate and House passed the bill almost unanimously and tomo...
In late September the U.S department of Housing and Urban Development released FHA Mortgagee Letter 2009-28 in efforts to reaffirm FHA appraisal requirements which relate to appraiser independence to support prudence lending practices.  This letter details a series of changes that will take affec...
According to the National Association of REALTORS(R) we are "almost there" in terms of extending the tax credit. Below are the details NAR listed on the process unfolding. The extension and expansion of the home buyer tax credit is the pending business in the Senate. After a long week of negotiat...
Home sales in the Pinellas and Hillsborough county areas are increasing and that increase has taken place 8 straight months in a row!  According to the Florida Association of Realtors the Tampa Bay/St Petersburg area sold a total of 2,326 single family homes in April which is up 11% from April 20...
During Mid May the Legislature approved a 66.5 billion dollar state budget that allotted for 30.1 million towards state funded down payment assistance programs.  Although details are still in the works the State of Florida announced beginning July 1st those first time home buyers who could qualif...
  St Petersburg get's a taste of the racing excitement this weekend and homeowners get the smell and sound of the cars even if they are not attending the Gran Prix.  Last year engines roared and smoke bellowed as far as 34th St and 22 Ave, disappointing so homeowners who wanted a little peace and...
  With the ever changing mortgage market increasing credit scores and down payment requirements, it is no surprise that the U.S. Department of Housing and Urban Development (HUD) released limits on the FHA cash out refinance on March 12, 2009.   Below details the specific changes that take affect...
  The Homeowner Affordability & Stability plan was released by the Obama administration on Wed March 4th.  There were two major parts of this plan that affect the Mortgage Industry.  The first part of the plan is a modification program that Servicers will offer to borrowers with high debt-to-inco...

Kristina Yorke

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