Melissa's views, comments, and suggests

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Mortgage and Lending - Eagle Home Mortgage - NMLS# 0077046

ARCHIVED BLOG POSTS

2009 

So this is less of a blog and more of a question to all of the Realtors out there today.  What are you looking for in a mortgage person? After spending a week attempting to meet an unrealistic closing date by an agent.  I was told by the REALTOR that she just wanted a mortgage person who can make...
01/31/2009
In order to answer this question, it is helpful to understand the four major interest rates that are affected by the Fed: Discount Rate (currently .50%) - the interest rate that banks pay when they borrow money directly from the Fed. The rate has been largely symbolic in the past because banks pr...
01/27/2009
One of the most exciting new provisions of the Housing and Economic Recovery Act of 2008 is the First-Time Homebuyer Tax Credit. The credit is designed to encourage first-time homebuyers to go ahead and make the leap to purchase their first homes. Combine this tax credit with the fact that home p...
01/27/2009
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Melissa Schwartz

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