Mike Mueller, Social Media Student

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Education & Training - Tech and Social Media Consultant
It's all about using technology, and harnessing that power in a smart and effective way.

ARCHIVED BLOG POSTS

2008 

  I have a client who is dire need of a Short Sale to get out from under her mortgages. She's upside down primarily due to the reasons I explained in my post, "You Can't Fix LTV". In simplest terms, her homes value has dropped dramatically because the homes around her have drastically dropped in ...
Posted about 6 years ago
5 Comments
  There's a comedian on TV who's gig is "YOU CAN'T FIX STUPID".  Is it Ron White?  I think so. I've never seen him.  Not for any other reason than I don't get a chance to watch much TV. This has nothing about stupid.  It's about LTV.  Loan to Value.  It's a ratio of what the property you live in...
Posted about 6 years ago
  I was just asked this question and had to look it up.I figured it was worthy of a post.In California, if the property is in Notice of Default (NOD), and the purchaser does not occupy the property (Investor), the transaction becomes what is called an Equity Purchase.That's important because the...
Posted about 6 years ago
I reported that HR 5140 (the Economic Stimulus Package) had been signed into law as of Feb 13th. 2008.  It might be a while before we see changes to Jumbo loans.   I mentioned HUD, Median House Prices, MSA's, High Cost Areas, Rates, Pricing, Fannie and Freddie.  I should also have thrown in the O...
Posted about 6 years ago
Ok, not really.But it was valentines day and Andy wanted to try out an interesting idea. So he called me and we had an unrehearsed conversation about the Economic Stimulus Package. By the look on his face, I'd say he was shocked! : )  Here's his post: http://myeastbayagent.com/2008/02/14/call-an-...
Posted about 6 years ago
The Economic Stimulus Act is now a LAW   On February 13th, 2008 the President signed into law the Economic Stimulus Act of 2008, or as it was also known;  HR 5140 While this package contained verbiage about tax rebate checks the important to most people was the portion that detailed the increase...
Posted about 6 years ago
2 Comments
Project Lifeline  Will it help? It's an addition of the Hope Now Alliance. If you are 90 or more days late on your mortgage this new "plan" is aimed at you. Typically a lender doesn't even start the process before the loan is 90+ days delinquent. 6 large lenders are said to be on board. They wil...
Posted about 6 years ago
Has Stockton Run Out?   Poor Stockton, CA. We saw 60 Minutes, we read all the news, everyone knows or has heard that Stockton IS the Foreclosure Capital of the U.S. Is that because the good people of Stockton all got together and decided to call themselves that?  No. Maybe there was a contest, p...
Posted about 6 years ago
Why Your Favorite Agent Won't List Your Short Sale   So you've bought and sold ten houses in the last couple of decades.  Every buy, every sale they were always there for you.  They knew exactly what you liked and what you didn't like.  They always returned your phone calls.  You were much more ...
Posted about 6 years ago
I had to laugh this morning.  If you pulled up Google news this morning and did an easy search for "Stimulus Package" you were served up a great visual.    How great is that? So before you go off the handle let's see what really happened. First of all let's remember we have two bodies of legislat...
Posted about 6 years ago
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Mike@AreWeConnected.com
(925) 456-4567

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