Michael Mullin's Mortgage Musings

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Mortgage and Lending - First Priority Financial, Inc. NMLS 3257 , Originating loans in CA, OR and WA. - NMLS 11911
This blog is about the WA and CA real estate and mortgage markets.

ARCHIVED BLOG POSTS

2009 

“Mike, I keep hearing about low 4.5% rates, but every time I call a lender the rate they quote is higher! What’s up?” How Your Rate Is Determined, Part 2 Last week we discussed how your location and your credit score can impact the interest rate you pay. This week we look at two more factors, bot...
03/29/2009
“Mike, I keep hearing about low 4.5% rates, but every time I call a lender the rate they quote is higher! What’s up?” Do you want to know how lenders price your loan?  Want to know about the little known details that might cost you thousands of dollars?  Read on, and I'll explain... The last coup...
03/26/2009
This is an update to an earlier post I made on this topic.  Now that the details are published by the IRS it is clear that some clarification is in order. Why does the heading of the article indicate you may not have to be a first time home buyer in order to qualify for the “first time home buyer...
03/07/2009
Freddie Mac's Primary Mortgage Market Survey® for the week ending March 5th, 2008: Freddie Mac's Primary Mortgage Market Survey® (PMMS®) surveys lenders each week on the rates and points for their most popular 30-year fixed-rate, 15-year fixed-rate, 5/1 hybrid amortizing adjustable-rate, and 1-ye...
03/06/2009
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Michael Mullin

NMLS 11911 - Banker/Broker, FHA, VA, USDA, Conv
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