My Mortgage Buddy's Education Center

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Real Estate Mortgage Broker

ARCHIVED BLOG POSTS

2011 

Egypts Troubles Could Be Good For Mortgage Rates... Egypts Troubles Could Be Good For Mortgage Rates... It was almost about a year ago when the European debt crisis fears started to creep into the US stock market pushing rates down. What happens is that when there is fear in the market risk tradi...
Posted about 3 years ago
The foreclosure process is stuck in the mud and getting slower, and you didn't think that was possible. I have been reading some interesting studies the last couple of weeks trying to weed through the bias opinions and non-sense data in hopes to come up with some real facts behind the slow forec...
Posted about 3 years ago
The next scandal to rock the foreclosure process is about to explode onto the scene and it's not robo signing. The next scandal looks like it's going to be Notice of Default letters.The banks are about to be stuck once again the legal web of interpretation.                     The Notice of Defau...
Posted about 3 years ago
Will the State of the Union Address Boost the Market??? With a Democratic Senate, Republican Congress, and Tea spillingall over the place can Obama's 2011 State of the Union Address cross the isles of divide and put forth some clarity for a plan for the coming year? I sure hope so. It seems that ...
Posted about 3 years ago
Mortgage Rate Outlook for The Week Startin Jan. 24th. Rates last week remained in a tight range and it seems that could be the same this week. There is some economic data being released this week that could shake the markets a bit so it could be interesting. Tomorrow The Case/Schiller Index is re...
Posted about 3 years ago
  Obama's housing proposal has been pushed back to February according to administration sources. This plan was supposed to be unveiled this week but in the words of the administration "It"It would not be unreasonable for something this complex and this far-reaching to be pushed back a little bit...
Posted about 3 years ago
What do Thursday's housing numbers really mean? The existing home sales number made a big unexpected move in December, up over a seasonally adjusted 12%. This was a huge move at a time of year when inventories are always higher, but the question still hangs; can this move be sustained? We need th...
Posted about 3 years ago
I just wanted to give a brief report on todays' economic data for the housing industry. The Mortgage Application Survey released its weekly data today. This survey contains data from 15 national markets and it covers residential purchase and refinance mortgages of the government and conventional ...
Posted about 3 years ago
This is a great post that explains the 3 different times that home buyers are expected to put down money during their purchase transaction. This blog explains the Offer, P&S, and at closing.I Want to Buy a House:  When Do I Put Down My Deposit? This is an important question for buyers and will ha...
Posted about 3 years ago
  Rates for the week starting Monday January 17th. This is a holiday shortened week as we all take the time to remember the life and legacy of Dr. Martin Luther King Jr. There is a lot of data on tap this week that has the potential to move rates either way. Last week I was looking for a pull ba...
Posted about 3 years ago
Rainer
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John Saari

"The Mortgage Buddy"
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Additional Information

I decided to start writing this blog to be an education resource to my referral partners and my clients. We live in a new world of mortgage lending in which we need to be up to date on the changing underwriting guidlines and mortgage products offered. It's through these updates that we will all be able to provide our clients with the customer service they derserve and expect. It's my belief that this industry insight is what will take our business to the next level. Education = Confidence