My Mortgage Buddy's Education Center

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Mortgage and Lending
RECENT BLOG POSTS
  For many prospective home owners, the challenges of the recent economic down turn has made it difficult to put aside money for a down-payment. It seems as though more and more of our paycheck is going towards the rising costs of food and rent and less into our savings account. With all the neg...
12/12/2011
According to details released by Fannie Mae; today, Dec. 1st. is the first day applications can be taken for the New Obama Refinance Program. This program is an updated version of the HARP program The Federal Housing Finance Agency (FHFA) and the Department of the Treasury introduced in early 200...
12/01/2011
People looking to get pre-approved for a FHA refinance or a purchase just maybe in store for a surprise. FHA has announced as of November 18th. The House and the Senate have decided to restore the $729,750 loan limit on FHA insured mortgage for another two years. As far as Fannie Mae and Freddie ...
11/15/2011
So often when I am reviewing loan disclosures with a client they get confused with what the heck APR is. It's a sort of sticker shock when they see that it's different from the interest rate we had discussed. I'm hoping that this will give everyone a little insight into frustrating li...
11/14/2011
When working on that business plan to out pace your local competition it has to be more than just blogs, key words, and Facebook. You have to have a defined business plan with specific strategies to be successful. The following are 3 defined targeting strategies that you can implement into your c...
11/04/2011
The Mortgage Buddy is writing this week from Nu Cafe in Worcester, MA. We had about a foot of snow yesterday and there are trees and power lines down everywhere. This week will be highlighted by the release of some manufacturing data, the big unemployment report on Friday, and the promise of a ne...
10/30/2011
10/28/2011
I have thoroughly enjoyed my time writing, commenting and learning through Activerain. This forum and it's members have been such a source of inspiration. Since my time as a "rain maker" over the past 10 months it has opened the door to many new real estate related relationships. Be...
10/26/2011
Hi everyone, Up here in Worcester, MA we are easily reminded every year about this time of the changing seasons. The beautiful autumn colors are in the air and the Jack Frost is right around the corner. Now is a great time to review your plumbing and heating systems to make sure everything is in ...
10/20/2011
The stock market was on an absolute tear last week driving money out of bonds and into stocks which pushed up stock values and interest rates. The rates below 4% are already old news for many lenders and clients who procrastinated are now looking at 4.25% according to Freddie Mac data. This week ...
10/16/2011
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John Saari

"The Mortgage Buddy"
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