Melanye's Minute - A Blog about the Metro Denver Real Estate Market

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Real Estate Agent - Innovative Real Estate Group
Specializing in relocation and investment in the Denver metro area, including Arvada, Park Hill, Highlands West, Green Valley Ranch, Englewood, Lakewood, Greenwood Village, Highlands Ranch, Littleton, Denver County, and more.
RECENT BLOG POSTS
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 The Denver real estate market is hot. Spring is officially in the air and homes are selling.  The number of homes for sale have increased by 2,184 since December and the average sold price rose from $260K in January to $270K in February. In the recent months, I have experienced a demand for home...
04/04/2010
The refinancing program was extended today    The Obama administration announced today that borrowers with little or no equity in their homes will have another year to take advantage of a refinancing program.   The Home Affordable Refinance Program was set to expire in June, of this year but will...
03/02/2010
The Housing Market is Hot!I recently did a presentation to explain what is going on in the local real estate market. My audience was surprised to hear how hot the market is. They expected to hear more about foreclosures and buyers not getting qualified but truth is, that isn't the picture anymore...
09/16/2009
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Time is running out. Only about 1 1/2 optimal months left to find a home and get it under contract to take advantage of the $8,000 tax credit. For those of you who have not owned a home within the last 3 years, NOW is the time to get started on owning your own home. After November 30, 2009, that ...
07/13/2009
This is great! Permit fee waived! For a limited time, June1 - 15, 2009, Denver is issuing FREE construction permits to homeowners and licensed contractors making qualified home improvements or repairs to existing one and two family dwellings, which can increase the value of the home. The HOME REN...
05/27/2009
Watch this short video about which housing markets most likely to rebound, fail Real estate expert Barbara Corcoran talks with TODAY’s Natalie Morales about the five cities in America that are may be on the verge of recovery from the housing slump and the three cities with the hardest road ahead...
05/19/2009
Did you know the following? There are some important changes to the FICO credit scoring model  that will affect your credit scores!  The three credit bureaus (Equifax, TransUnion, and Experian) should be implementing the new FICO 08 model sometime around this spring or summer.  They are running l...
03/04/2009
1. Eight grand, new buyers: The tax credit included in the economic stimulus legislation is much narrower than the $15,000 proposal, but it's still great.  This credit is equivalent to 10 percent of the purchase price of the home--although it's capped at $8,000--and applies only to first-time hom...
03/03/2009
Loan Considerations for Buy and Hold InvestorsAs far as investment loans, little or no money down loans are impossible.  However, lenders do permit the use of Home Equity Lines of Credit or second mortgages from other properties owned by the borrower as a source of down payment.  Or, self-employe...
12/17/2008
Loan Considerations for Fix & Flip / Short-Term InvestorsSecuring conventional financing on a fix & flip or short-term loan is not recommended.  Most conventional lenders sell off their mortgages to investors on the secondary market.  If the loan is paid off early (before six payments are made), ...
12/17/2008
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