finding a home: First Time Homebuyer Guide - Part 6 - 09/02/09 12:58 PM
First Time Homebuyer Guide - Part 6by Pam SimpsonThe Kudzu Vine

Part 6:  Signing...Signing...more Signing (we must be at the closing table).
 This is the last article in the First Time Homebuyer Guide Series.  To bring you up to speed, we covered:
Part 1  Finding the Agent
Part 2  Finding the Lender
Part 3  Finding the House
Part 4  Making the Offer
Part 5  Inspections
Yipee!  We found the Realtor, lender, and home.  We had it inspected, the loan has been processed and we are at the closing table. 
The process of "closing" is handled very differently in different parts … (0 comments)

finding a home: First Time Homebuyer Guide - Part 5 - 08/27/09 02:15 PM
First Time Homebuyer Guide - Part 5by Pam SimpsonThe Kudzu Vine

Part 5:  Am I buying a Money Pit?  Inspections
So far, this series has covered:
Part 1  Finding the Agent
Part 2  Finding the Lender
Part 3  Finding the House
Part 4  Making the Offer
Once you have a  signed contract, the transaction moves into the "due diligence" phase.  The title to the property will be examined and this is the time when inspections should be done.  Some inspections are common across the country (like a general home inspection) and some are regional.  For example, in Mississippi, most lenders … (0 comments)

finding a home: First Time Homebuyer Guide - Part 4 - 08/26/09 07:16 AM
First Time Homebuyer Guide - Part 4by Pam SimpsonThe Kudzu Vine

Part 4:  I've found THE home - now what?  (Making an offer)
Okay...here is what we have covered so far:
Part 1 - Finding a Buyer's AgentPart 2 - Finding the Right LenderPart 3 - Finding the Home
Maybe you looked at several homes or you knew the first one you toured was the home for you.  What's next?  Well, its what we call "the offer".  It should be IN WRITING on a form where you and your agent will fill in the blanks.  Generally, there are several forms to … (0 comments)

finding a home: First Time Homebuyer Guide - Part 3 - 08/20/09 11:18 AM
First Time Homebuyer Guide - Part 3by Pam SimpsonThe Kudzu Vine

PART 3:  Looking....Looking...Looking (Finding The Home)
So, in Part 1 you found a Buyer's Agent.  In Part 2, you found your lender.  You have your pre-approval from the lender and you know what price range to target.  You are ready to find your first home.
Lately, I have seen a recurring problem with some first-time homebuyers.  I call it  HGTVitis.   That is the unrealistic expectation that their first home is going to be their "Dream Home" - like something you would see on HGTV.  Don't let this happen to you.  Here is a … (0 comments)

finding a home: First Time Homebuyer Guide - Part 2 - 08/18/09 09:40 AM
First Time Homebuyer Guide - Part 2by Pam SimpsonThe Kudzu Vine

Part 2:  How will we pay for it? (Finding the right lender and loan program for you)
How do you know what price home to be look for?  Think you can't buy a home because you don't have a pile of money saved for a downpayment?  Should you use that huge national on-line mortgage lender who advertises a low interest rate?
Selecting the right lender is one of the key pieces to the puzzle.  If you have the wrong piece, the rest of the puzzle doesn't seem to fit … (4 comments)

finding a home: First Time Homebuyer Guide - Part 1 - 08/12/09 12:43 PM
First Time Homebuyer Guide - Part 1by Pam SimpsonThe Kudzu Vine
This guide is designed to help first-time homebuyers better understand the overall process and steps in purchasing a home. 
There will be 6 parts in this series ranging from finding an agent and lender to different loan programs and what to expect at closing.  This first time homebuyers guide is VERY elementary and simple in order to help those buyers who are seeking guidance on where to start their quest for home ownership. 
***If you live an area other than Northwest Mississippi, the process could be a little different.***
  The … (0 comments)

finding a home: Free Automated Home Finder Service - 05/21/09 01:08 PM
Free Automated Home Finder Serviceby Pam SimpsonThe Kudzu Vine
If you have been using your weekends and burning tanks of gas driving around Northwest MS looking for homes with For Sale signs in the yard or flipping through Home magazines only to find that the homes advertised have already been sold - I have a better way.
 
 
 
I offer a Free Automated Home Finder Service.  Just fill out the simple form with basic information such as number of bedrooms and bathrooms desired, location, price range, and age of home range.  There is even a space where you can list … (0 comments)

 
Pam Simpson, GRI, Broker-Assoc. (Bob Leigh & Assoc., LLC) Rainmaker large

Pam Simpson

GRI, Broker-Assoc.

Senatobia, MS

More about me…

Bob Leigh & Assoc., LLC

Office: (662) 449-3530

Fax: (662) 449-3531

Email Me

Senatobia real estate, Tate County real estate, Hernando real estate, Desoto county real estate, HUD Homes, REO


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