Melissa Zavala: San Diego County Broker, Speaker, Author

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Real Estate Broker Owner - Broadpoint Properties - Cal BRE #01324959

ARCHIVED BLOG POSTS

2012 

I’ve got that Rebecca Black “Friday” song going through my head. That’s because, the Friday, June 1, there will be some changes to the processing of short sales. First off, changes to the HAFA program begin this coming Friday. These changes will now allow non-owner occupied properties to be consi...
Posted almost 2 years ago
Here’s a recap of some of the interesting stuff that went on this past week in the distressed property arena: REO Rental Plan Gets a Thumbs Down in California I gave this plan a thumbs down weeks ago, but it seems that the bipartisan California bill which also wants to put an end to this harebrai...
Posted almost 2 years ago
That’s right folks. Bank of America is now among the ranks of lenders offering additional relocation assistance money to certain short sale sellers. In addition to programs such as HAFA or other short sale incentive programs offered by other lending institutions, Bank of America announced last we...
Posted almost 2 years ago
The community of Southwest Escondido is located about 30 miles northeast of the city of San Diego. Southwest Escondido has many wonderful scenic vistas and includes shopping, golf, and is in close proximity to both schools and transportation. Homes in Southwest Escondido come in all kinds and ran...
Posted almost 2 years ago
Dear Melissa: I’m in the middle of a short sale. Bank of America is my lender, and the buyer backed out. Someone told me that there is a law that if you submit a new offer, Bank of America has to review it right away. Is that a law? And, if so, what’s the civil code? --Short Sale Seller in Temecu...
Posted almost 2 years ago
Poway Condo for Sale OverviewMapsPhotosMarket Stats $165,000 Condominium Main Features 2 Bedrooms2 BathroomsInterior: 737 sqft Location 12719 Robison Blvd.#15Poway, CA 92064USA To get updates on open home dates and other property events, please click the "Like" button below: Our recent listings ...
Posted almost 2 years ago
Here’s a recap of some of the interesting stuff that went on this past week in the distressed property arena: More Bills that Could Aid ‘Upside Down’ Borrowers  Just like the word ‘chad’ took on meaning a few years back, this article and Obama’s proposed refinancing initiatives have provided a ne...
Posted almost 2 years ago
If you have completed more than a handful of short sales, then you have no doubt faced the music with respect to property value.  During the course of the short sale, the short sale lender sends out another Broker to complete a Broker Price Opinion (BPO) for the short sale listing. The bank then,...
Posted almost 2 years ago
Dear Melissa: We need help. Rather than let our house go to foreclosure, we got a Realtor® and put the house on the market as a short sale.  We advised our Realtor® that we were interested in applying for the $3000 relocation expenses. She indicated that she would apply for that. We neither fille...
Posted almost 2 years ago
Here’s a recap of some of the interesting stuff that went on this past week in the distressed property arena:  HAMP Modifications Down 33% from Last Year  This article provides information on the decline in HAMP loan modifications. What does it mean? Are we winding down in the distressed property...
Posted almost 2 years ago
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Melissa Zavala

Broker, Escondido Real Estate, San Diego County
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Broadpoint Properties