nick vandekar: If your existing mortgage is an FHA loan - 07/19/12 01:40 PM
Recent changes could lower your monthly payment Effective June 11 2012 the Federal Housing Administration (FHA) is lowering their mortgage insurance premiums for qualified customers who meet certain criteria. Lowering the insurance costs means a reduction in the monthly mortgage payment for many customers with FHA loans that are refinanced.The Details:Mortgage insurance is required for most FHA loan products. There are two mortgage insurance premiums (MIP) required - upfront and annual. This refinance opportunity is due to FHA reducing both insurance premiums for existing qualified FHA customers who meet specific criteria including:Your FHA loan was endorsed (insured) on or before May 31 2009, … (2 comments)

nick vandekar: Main Line Realtor teams up with local preschool to help clients - 06/29/12 07:16 AM
Local Main Line Realtor Nick Vandekar of Long & Foster Real Estate, Inc., today announced he is teaming up with Chesterbrook Academy in Wayne to help clients when they need somewhere to leave their children whilst searching for homes.

Often whilst out hunting for houses, clients who are relocating have their children with them and need somewhere safe to leave them if they don't have family in the area. Buying a home, said Vandekar, is often stressful, and trying to keep children entertained and motivated during the process for a parent can be very hard and distracting. I remember trying … (1 comments)

nick vandekar: Malvern home gets a different approach - 06/28/12 12:24 PM
About three weeks ago welisted a nice Malvern single family home for sale at $285,000, after three weeks on the market, after a discussion with our owner we have adjusted the price to $279,000. 

A nice flat shaded yard with plenty of space for kids to run and play, a good sized deck for entertaining or sitting quietly at the end of the day enjoying the cool of the late afternoon with a glass of iced tea or something stronger.
Downtown Malvern and Paoli are only minutes away for shopping, trains and restaurants. Greentree Park is a short walk along … (0 comments)

nick vandekar: Tired of the stock market? Is real estate an alternative? - 06/21/12 07:13 AM
Many smaller, private investors find it harder and harder to make decent returns on the stock market, competing with computer trading and big funds. If you are finding this an issue, investing in alternative markets might be a good strategy. Real Estate as an investment has been an alternative for a long time, the bubble bursting over the previous years took a lot of air out of the market and like the stock market investors learnt prices can go down as well as up.
However, some of the first buyers into the market when they thought it had reached bottom have … (4 comments)

nick vandekar: New listing 29 Greentree Lane, Malvern, PA 19355 video - 06/12/12 09:32 AM
Video of our new listing at 29 Greentree Lane in Malvern, PA 19355. Nice area, lovely neighborhood with sidewalks, close to several restaurants, shopping areas. Let us know what you think!

If this tickles your fancy....Don't forget, open this Sunday June 17 from 2 -4 pm.
(1 comments)

nick vandekar: New Listing in Malvern, PA close to Greentree Park - 06/09/12 12:53 PM
The old adage location, location, location applies well to this single family home in a wonderful neighborhood close to Greentree Park. Sidewalks, trees, quiet street, flat yards and all one could hope for in a home. 1955 homes were often built as split levels, as they provided extra space for those starting families and allowed maximum use of the available space for the home. Entering this home through the newer front door into the living room, you see the expanse of hardwood floors, crown molding and large bay window giving plenty of light through into the dining room and open plan … (0 comments)

nick vandekar: Pennsylvania shares the Wawa experience - 05/30/12 01:27 PM

When I moved to Pennsylvania over twenty years ago I had never heard of Wawa, or the hoagie. The hoagie was my introduction to Wawa, known as a sub in other places, a baguette in Europe and various other names elsewhere, it was reliable as a place for a quick but fresh lunch. Whilst it is not my first choice for a hoagie as I do prefer my bread to be a little crunchy like a baguette, but since beginning to eat vegetarian for health reasons last year I have discovered that Wawa has several veggie options for sandwiches, including … (0 comments)

nick vandekar: A rose in Berwyn, PA - 05/24/12 02:39 PM

We got this rose as a gift, it was in a small pot intended to be displayed inside. Well like all good gardeners, Trudy decided it needed the great outdoors. We have done nothing to coddle it, it had to styand on its own, and this morning it just looked glorious.
(0 comments)

nick vandekar: First time buyers find success with a VA loan in Exton Station - 05/21/12 02:12 PM

First time buyers Jason and Dana outside their new home they purchased and settled on this last Friday in Exton Station. Jason a Navy Veteran used a VA loan, provided through Prosperity Mortgage to purchase the home. VA loans have many benefits for buyers who qualify, allowing them to obtain a 100% loan, with no mortgage insurance premiums, and if the Veteran has any disability rating even as low as 10% the funding fee can be waived which is a significant saving. It also allows some seller assistance as well which can be helpful for young buyers purchasing their first … (2 comments)

nick vandekar: Easttown Township new construction opportunity - 05/15/12 10:24 AM
Today, there are fifty five homes on the market available for purchase in the award winning Tredyffrin Easttown School district, rated as having the 3rd best high school, Conestoga in the state, that are priced over $1,000,000. These are all luxury homes, with the majority of the highest priced homes being in Easttown.
Easttown has always been considered the more expensive of the two townships, but there are locations in Tredyffrin that command multi-million dollar prices, such as lots on Valley Forge Mountain and close to Valley Forge National Park.
However, as mentioned above, Easttown Township has generally been considered the … (0 comments)

nick vandekar: Interesting historic home currently for sale in Tredyffrin Township - 05/14/12 02:12 PM
Today, there are fifty five homes on the market available for purchase in the award winning Tredyffrin Easttown School district, rated as having the 3rd best high school, Conestoga in the state, that are priced over $1,000,000. These are all luxury homes, with the majority of the highest priced homes being in Easttown.
Easttown has always been considered the more expensive of the two townships, but there are locations in Tredyffrin that command multi-million dollar prices, such as lots on Valley Forge Mountain and close to Valley Forge National Park.
This home in Tredyffrin is of more interest, and I think … (2 comments)

nick vandekar: Open Houses today - 05/06/12 08:06 AM
Many agents are quick to dismiss Open Houses believing they are used more to generate buyers for the agent than actually selling a home that is Open. Over the last couple of years we can point to open houses being the reason the majority of our listings have sold. With 93% of buyers looking on line and many of them not having an agent, many turn up at an Open House to check out a listing they have seen on line. Often they already know of an agent, or have been reccomended and agent by a friend, so this is not … (0 comments)

nick vandekar: Home! - 05/04/12 08:05 AM
I was thinking about my mother this week who died just about two years ago. You know how thoughts go, you start in one place and end up in another.  Last year we visited England and my home town. there is that word, HOME. It got me thinking about what home means to me.

Firstly, following the deaths of my sister a few years before my mother, and my mom, my home town did not feel like home. My brother lives like I do in America. It really surpirised me to think about this feeling this week that the town … (3 comments)

nick vandekar: To offer or not to offer that is the question? - 04/18/12 12:47 PM

Buyers are out in force, new listings are coming on every day this Spring along the Main Line and when a buyer finds a home that meets their list of requirements the next question is "To offer or not to offer". Some buyers don't want to compete with others feeling it will encourage them to pay too much. Some don't want to offer because it is the first home they have seen. Some want to just wait, in case they reduce the price.
Several times in the last few weeks I have heard of properties that have received multiple offers, … (0 comments)

nick vandekar: 528 Foxwood Lane, Paoli, PA 19301 for sale - 04/13/12 11:26 AM

528 Foxwood Lane in Paoli, a large end unit town home in the Foxwood development. Tredyffrin Easttown School District, Easttown Township. Open Sunday April 15 2-4 pm. three beds with a loft that could be a fourth bedroom or a home office. Main floor with a den, living room, kitchen and dining room, slider to deck, basement with walk out slider to private patio area. close to shops and Paoli train station with trains to Philly and direct to New York.
(0 comments)

nick vandekar: Multiple offers? Yes. Full price? No! It is not always about price. - 04/05/12 06:49 AM
In the last week along the Main Line I have made an offer on a home for a client, and visited two other listings where I learned that each had multiple offers. These were different townships and different price points. Buyers are out and active. But, what I am noticing from homes that are settling is that buyers are not offering full price, even where multiple offers are happening.
Sellers have definitely got a better handle for the market and are pricing their homes accordingly, but buyers are very wary still of making full price offers and are holding firm on price … (2 comments)

nick vandekar: New listing in Charlestown Oaks, Malvern PA - 04/04/12 11:52 AM
Another great listing you can view right here with a YouTube video. Charlestown Oaks is one of the better town home developments in our area, built by Iacobucci Builders it sits a little out of the way, but only minutes from shops, transportation and plenty of restaurants. Homes in this development are always desirable, but this one with a cul de sac location and two car garage, with plenty of other upgrades, two fireplaces, granite counters and upgraded cabinets and a princess balcony over the family room. Check it out, and if you want to stop by this Sunday, yes April … (0 comments)

nick vandekar: Are you thinking of living on the Main Line, PA? - 03/24/12 08:34 AM
Are you thinking of living on The Main Line? I wrote this blog as a guest writer for Dale Siegel on her blog Diaries of a mad mortgage broker
Devon is part of the Main Line to the west and north of the city of Philadelphia. Perfectly located with easy access to many major road and train routes, both north and south, and east and west with a well developed International airport it has become home to many National and International Corporations.
Before the 1600’s Lenni Lenape Indians called this area their home. In the 1600s William Penn sold land to … (0 comments)

nick vandekar: This is the view you will have at 437 Old Forge Crossing - if you rent it. - 03/19/12 02:46 PM

Probably one of the best views in the development, this one bedroom condo has just become available for rent at $1050 per month. One of the larger floorplans for one bedroom units at 1025 square feet, this end unit on the second floor overlooks the reflection pond and has recently had all the windows and heater and a/c updated providing low cost utilities for the new tenant.
The kitchen is a good size with a breakfast bar leading to an open plan layout that allows easy movement between living room, dining area and kitchen. Every unit here has its own … (2 comments)

nick vandekar: Why selling is not always the best option. - 03/19/12 02:34 PM
It may seem obvious but selling a Main Line home and buying a new one, larger or smaller costs money.
Selling your Main Line home the costs include the commission which is negotiable but probably your largest individual item, this is divided between both the listing broker and the broker representing the buyer. Fees for obtaining certificates of tax bills, sewer bills etc having been paid, a notary fee for the closing officer, transfer tax as charged by the county and the municipality and any use and occupancy certificate fee. These most likely will run about 6-8%.
 
As a buyer … (2 comments)

 
Nick & Trudy Vandekar, Realtors - Selling the Main Line, PA Lic AB067198 (Long & Foster Real Estate Inc ) Rainmaker large

Nick & Trudy Vandekar

Realtors - Selling the Main Line, PA Lic AB067198

Devon, PA

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Long & Foster Real Estate Inc

Address: 92 Lancaster Avenue, Devon, PA, 19333

Office: (610) 225-7400

Mobile: (610) 203-4543

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