Olan Carder on Mortgages and Charlotte Home Loans

Mortgage and Lending - Fairway Independent Mortgage
A Loan Officer's Perspective



Many lenders have stopped offering 100% financing but Myers Park Mortgage has it for Charlotte, NC! With a credit market that is affecting which programs lenders offer, homebuyers are reluctant to move forward right now because they fear rates are high or they will be required to put too much mon...
Mortgage Rates move higher even though stocks are down! In a typical market, if stocks are getting killed mortgage rates improve.  We are NOT in a typical market.  The driving force behind conforming mortgage rates (Fannie, Freddie, FHA, etc...) are mortgage bonds, also know as Mortgage Backed Se...
YES!  YES!  YES! Consumers have gotten the idea that mortgage lenders don't have money to lend!  NOT TRUE. I am a lender in Charlotte, NC, and we are doing just fine.  Rates are low and loan programs haven't changed all that much.  The main scenario that have gotten tough to find or more expensiv...

Olan Carder

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