Washington Mortgage loans-educating you since 2006. MLO#109666

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Industry Observer - Environment Control - MLO#109666
The good, the bad and the ugly of the lending world

ARCHIVED BLOG POSTS

2007 

Good morning:  I was listening to a great CD this morning from Brian Buffini that covered how to deal with clients in a challenging market.  For more information about Buffini's programs, log onto www.buffiniandcompany.com.Brian Buffini talked about the 5 stages of grief or loss.  They are:1)...
11/29/2007
Good morning!  I just wanted to send a quick note to all of you and wish you and your families a Happy Thanksgiving.  I've been a member of Active Rain since this past summer and have found it to be a great resource if I need to know something.  Plus, the camaraderie has been fantastic!  Our ...
11/21/2007
Good afternoon all!  Last week I attended a seminar sponsored by Washinton Mutual and Genworth Financial.  I was heartened by how many loan originators were there to learn.  Who said our industry is dying!Here are some great statistics they passed on.  Conventional conforming loan volume is up 42...
11/16/2007
I was reading an article in one of my favorite ezines the other day, www.earlytorise.com, and one of their financial gurus suggested that mortgage rates may rise in the next few months.  His argument was because inflation is a threat the Federal Reserve will feel compelled to keep lowering rates....
11/14/2007
Good morning:  The latest on House Bill 3915 is this.  It appears YSP (Yield Spread Premium) may be capped at 1% on all conforming loans. If the loan is non-conforming, they're talking about no YSP. Also, they're talking about requiring all loan originators (including bank loan officers) ...
11/10/2007
Hello all:  Last Wednesday I attended a seminar sponsored by WaMu. (Washington Mutual) and Genworth.  It was packed with loan originators which heartened me.  Here are some statistics that were thrown out.Conventional/conforming loan volume is up 42%. Subprime is off 66%.  If you're a subprim...
11/10/2007
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Paul McFadden

Janitorial. Kent, WA.
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