umbrella insurance excess liability insurance coverage policy protection rhode island pawtucket cranston johnston providence podmaska: pets=possible risk - 12/14/10 10:35 AM

 
Who can resist a puppy?...Nevermind a puppy with an adorable face and a shiny bow!!!
A puppy for Christmas may seem like a great idea, but there's a detail to remember:
Owning a pet may increase your liability.
Although all pets present possible risk, some breeds are considered higher risk, such as: Pitt Bulls (American Pitt Bull Terrier, Staffordshire Bull Terrier and American Stafforshire Terrier), Chows, Rottweillers, Presa Canarios, Akitas, wolf-hybrids, German Shepherds, Doberman Pinschers, American Bull Dogs.
Here are some factors that underwriters may consider:
The Gender and Age of the animal.
Has the dog been obedience trained?
Is … (0 comments)

umbrella insurance excess liability insurance coverage policy protection rhode island pawtucket cranston johnston providence podmaska: Trees, Tubs, and Trampolines: When Do You Need Umbrella Insurance? - 01/12/09 12:08 AM
A few nights ago, my cousin called with an insurance question. Their neighbors are threatening to sue he and his wife because a tree on their property fell over during a big storm and damaged the neighbors' roof and upstairs window. My cousin called his insurance agent and asked if they were protected by their homeowners policy. The insurance agent said, "I'm sorry, you don't have umbrella insurance." needless to say, my cousin was frustrated and called me to confirm that he needed umbrella insurance.
All insurance carriers are different and their policies may cover different things when it comes to … (0 comments)

 
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Stephen Podmaska

Pawtucket, RI

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Podmaska Insurance Agency

Address: 1309 Chalkstone Ave, Providence, RI, 02908

Office: (800) 940-6025

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