Your Southern Oregon Housing Resource For Homeownership|Foreclosure Prevention

By
Mortgage and Lending - Karen Pierce | Housing Counselor |Oregon - NMLS 223305
Foreclosure Prevention, Loan Modification, Ashland Home Loan, Southern Oregon Real Estate, Rogue Valley Home Loan, Medford Real Estate Loan, Jackson County Real Estate Loan, First Time Home Buyer, Oregon Bond Loan, Siskiyou County Mortgage Loan, Yreka Mortgage Loan, Hilt Mortgage Loan, Grants Pass Home Loan, USDA 102% financing, Farm and Ranch Loan, Construction Loan, Construction-to-Perm Loan, Builder Spec Mortgage Loan, Lot Loan, Home Equity Line of Credit, Habitat for Humanity Rogue Valley, ABCs of Homebuying, Down Payment Assistance, City of Medford, City of Ashland, Affordable Housing, Green Building, Energy Efficient Mortgage, Quality Home Loans, Quality4Loans, Central Point

ARCHIVED BLOG POSTS

2009 

If you qualified for the tax credit as approved in the American Recovery and Reinvestment Act of 2009 - i.e. you are a first time homebuyer (haven't owned a home in the past 3 years), your income does not exceed $75,000 for a single filer or $150,000 for a joint filer, and you purchase a home bef...
02/26/2009
The recently passed 2009 stimulus packages included some good news for homeowners who have been considering making improvements to their homes to increase their home's energy efficiency. Homeowners who are replacing their windows with those that exceed Energy Star requirements, having a U factor ...
02/25/2009
In this game of a mortgage industry we seem to be playing, a change in "da rules" was announced today by the Federal Housing Finance Agency. Jackson County Oregon is deemed to be a "high cost area", and so has had the loan limit raised back to what it was just last year...$422,500. Translated in ...
02/23/2009
There's a lot of talk these days about the nationalization of U.S. banks, how good credit unions may be a safer place to park our money these days, and the "Texas Ratio" which calculates the likelihood of a bank's failure. The Texas Ratio is a ratio that was developed by Gerald Cassidy and many o...
02/21/2009
Karen Cooper - Mortgage Consultant - www.Quality4Loans.com Providing high Quality, Professional, Ethical service to Oregon and California home buyers and owners since 1983. Whether you are taking out your first home loan or your fiftieth, for your home, your second home or for investment, put my...
02/17/2009
       Karen Cooper - Mortgage Consultant - www.Quality4Loans.com Providing high Quality, Professional, Ethical service to Oregon and California home buyers and owners since 1983. Whether you are taking out your first home loan or your fiftieth, for your home, your second home or for investment,...
02/17/2009
                                                    Karen Cooper - Mortgage Consultant - www.Quality4Loans.comProviding high Quality, Professional, Ethical service to Oregon and California home buyers and owners since 1983. Whether you are taking out your first home loan or your fiftieth, for yo...
02/17/2009
Having been in the real estate/finance industry since 1983, I've ridden many waves over the years in the mortgage industry. With interest rates on fixed rate loans in the high teens when I entered the lending world, adjustable rate mortgages were becoming the "new thing", from the Graduated Payme...
02/17/2009
I receive calls periodically, and was contacted again recently by an Oregon Veteranlooking to use the Oregon Veteran Home Loan program to refinance their home in Southern Oregon. There are a lot of misconceptions about this program, and these folks were recently misinformed. The Oregon Veteran Ho...
02/17/2009
Have you heard of one of Rotary International's World Community Support projects, an affordable housing project that is a direct result of the Sister City partnership of Ashland, Oregon and Guanajuato, Mexico? This collabortive effort between multiple agencies has led to the construction of 50 af...
02/16/2009
Rainmaker
313,249

Karen Pierce

Ask me a question
*
*
*
Spam prevention

Accessibility option: listen to a question and answer it!

To submit the form,
drag the key to the circle on the side.

Type below the answer to what you hear. Numbers or words, lowercase:

Additional Information