Your Financing|Housing Resource covering 15 States

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Mortgage and Lending - Karen Pierce | Mortgage Loan Originator NMLS#223305 |360 Mortgage Group LLC NMLS #155922 Austin Texas - NMLS 223305
Nationwide mortgage lending, first time home buyers, sellers re-entering after a short sale or foreclosure, homeowners refinancing to obtain better interest rates|terms, FHA Streamline, VA Interest Rate Reduction, Home Affordable Refinance Program, USDA 102% financing, down payment assistance, FHA 3.5% down, Fannie Mae 3% Down, Austin Texas, origination|processing| underwriting| closing|funding|servicing all under one roof, NMLS #223305 licensed in AL, AZ, CA, FL, GA, IN, IA, KY, MD, OH, OR, TN, TX, VA, WI

ARCHIVED BLOG POSTS

2009 

After over five years living here in beautiful Southern Oregon, we are still making new discoveries all the time. New paths to take on walks and hikes. New streets to travel on to familiarize ourselves with the various neighborhoods here while discovering the different viewpoints here in the Rogu...
08/25/2009
Would you like to find out how you may use the City of Medford Oregon’s first time home buyer program? Are you a first time home buyer who earns less than 80% of the area median household income? Have you decided the time has come for you to purchase your own home instead of renting someone else...
08/24/2009
  The August 22, 2009 HUD approved ABCs of Homebuying class held at Rogue Community College was packed! Maybe this is because of all the incredible incentives Rogue Valley home buyers have available to them, such as the $8,000 first time home buyer tax credit set to sunset November 30, 2009, the ...
08/23/2009
The days of flexible underwriting criteria have gone by the wayside for the most part. But, there are still common sense underwriting guidelines out there to meet the needs of the low-to-moderate income home buyer and homeowner. One of the most commonly used common sense programs is the FHA loan....
08/20/2009
Karen Cooper - OR/CA Mortgage Consultant - www.Quality4Loans.com  Providing high Quality, Professional, Ethical service to Oregon and California home buyers and owners since 1983. Whether you are taking out your first home loan or your fiftieth, for your home, your second home or forinvestment, ...
08/19/2009
Karen Cooper - OR/CA Mortgage Consultant - www.Quality4Loans.com Providing high Quality, Professional, Ethical service to Oregon and California home buyers and owners since 1983. Whether you are taking out your first home loan or your fiftieth, for your home, your second home or for investment, ...
08/19/2009
Remember the days of the “Stated Income” loan? They weren’t that long ago, having fizzled away and disappeared in to the fog of “alternative lending” programs that are no longer with us. While many alternative and subprime mortgage products needed to disappear in order to bring the realm of real ...
08/17/2009
Do you like the idea of living outside the hustle and bustle of the city? Is rural living the lifestyle you choose? There is a great home loan program that is right up your alley, called the USDA Guaranteed Rural Housing Loan Program. This is a government home loan program that may be used for el...
08/15/2009
Karen Cooper - OR/CA Mortgage Consultant - www.Quality4Loans.com Providing high Quality, Professional, Ethical service to Oregon and California home buyers and owners since 1983. Whether you are taking out your first home loan or your fiftieth, for your home, your second home or for investment, ...
08/09/2009
A lot of information goes around about the Reverse Mortgage that is the tool many senior homeowner's choose to use to help bridge the gap between their retirement benefits and their everyday expenses, but Southern Oregon Seniors, Did You Know You Could Use A Reverse Mortgage To PURCHASE A Home? T...
08/07/2009
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