Your Southern Oregon Housing Resource For Homeownership|Foreclosure Prevention

By
Mortgage and Lending - Karen Pierce | Housing Counselor |Oregon - NMLS 223305
Foreclosure Prevention, Loan Modification, Ashland Home Loan, Southern Oregon Real Estate, Rogue Valley Home Loan, Medford Real Estate Loan, Jackson County Real Estate Loan, First Time Home Buyer, Oregon Bond Loan, Siskiyou County Mortgage Loan, Yreka Mortgage Loan, Hilt Mortgage Loan, Grants Pass Home Loan, USDA 102% financing, Farm and Ranch Loan, Construction Loan, Construction-to-Perm Loan, Builder Spec Mortgage Loan, Lot Loan, Home Equity Line of Credit, Habitat for Humanity Rogue Valley, ABCs of Homebuying, Down Payment Assistance, City of Medford, City of Ashland, Affordable Housing, Green Building, Energy Efficient Mortgage, Quality Home Loans, Quality4Loans, Central Point

ARCHIVED BLOG POSTS

2009 

Melina Tomson of Salem Oregon posted some great information on the new Oregon Bill 628 that requires lenders look at whether or not a home owner in financial distress is eligible for modification BEFORE foreclosure is finalized. Our local Community Action Agency that does the HUD foreclosure prev...
09/30/2009
Marte Cliff lays out the most recent Fannie Mae Guideline changes in a clear way. Like the recent FHA guideline changes, these tightened criteria WILL affect home buyers.This probably isn't news that anyone who sells real estate wants to hear, but getting approved for a mortgage is about to becom...
09/30/2009
Below is my Comment to Federal Reserve Board on R-1366. Fellow Active Rainers, both mortgage industry members and related real estate industry members, this is ALL of our battle that needs to be fought here. Right now 99% of my business consists of purchase transactions, and a large percentage of...
09/30/2009
09/30/2009
09/30/2009
The end of the fiscal year is September 30th for the USDA Guaranteed Rural Housing Program. More often than not, Congress does not have the next year’s program funding allocated before this date rolls around. Many banks and mortgage companies will pull the plug on funding their USDA Guaranteed Ru...
09/29/2009
The Federal Housing Finance Agency released their September Mortgage Interest Rates Report this morning. Yes, notably interest rates are still amazing low, especially to someone who entered the mortgage business in the early 80’s, but what caught my eye was:   “Forty-four percent of the purchase-...
09/29/2009
It’s that time again, time for the Harvest Fair that is held at the Jackson County Fairgrounds at the beginning of autumn each year. Like Chili cookoffs? Come on down! How about beer/wine tasting? Come on down! Food (oh…I’m IN!)? Come on down! Live music? Come on down!   There is a lot on the sch...
09/25/2009
There is a secret here in Medford Oregon that I’ve been reluctant to let out of the bag. It is selfish to keep it to myself, though, so I guess it’s time I share.   I’ve battled lower back issues since childhood as a result of a little piece of bone in my spine that is missing between L4 & L5. I ...
09/25/2009
  It’s that time of year again, the end of the fiscal year and time for reallocation of program funding for the USDA Guaranteed Rural Housing Program. Each year during this time of year, several banks and mortgage companies throw the switch on their USDA Guaranteed Rural Housing Program, pulling ...
09/25/2009
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