RECENT BLOG POSTS
  Utah Housing Forecast  We hear all kinds of hullabaloo about the Utah Housing market, from reporters committing loan fraud to someone that has never bought or sold a piece of property BUT listens to NPR.   Let’s hear from some experts National Economist “Utah is one bright spot compared to othe...
01/20/2008
Is This A Good Time To Buy A Home? Let's Take a Look at the Facts Interest Rates Are 5.75% (depending on credit score) Inventory is Ripe Unemployment is Low There Are Deals To Be Made Stop listening to the media. Dave Fox of KUTV News was involved in a loan fraud scheme. He made no money and was...
01/06/2008
Well we are closing this year out and so much has happened in the Real Estate World in 2007. Just about the beginning of the year the lending started to get a little shaky or I should say starting to correct itself back to normal. The first quarter lenders started closing their doors, by mid yea...
12/30/2007
Salt Lake Comparative Market Analysis How is the value of a home determined? This is great question that has more than one answer. Home Values from a Buyer's Point of View From the buyer's perspective it is supply and demand. They comparison shop, they will look at all the homes in their area an...
12/30/2007
The headlines are everywhere. FBI Launches Mortgage Fraud Task Force in the Nation's Capital Easy loans + red hot real estate = the perfect recipe for mortgage fraud Mortgage Fraud 101: Investigator Finds 400 "Crash and Inflate" Scams I am always amazed at the creativity of the techniques used t...
12/22/2007
Banging On My FHA Drum Again There have been a couple of changes recently in the lending arena, Fannie Mae and Freddie Mac have added a new risk assessment fee and they are adding "delivery fees" First let's look at the risk assessment fee for those buying with a higher than a 70% loan to value ...
12/15/2007
Rates have gone up a little in the last week, or should I say last rates dipped a little below six. There are deals out there.Conforming mortgage rates mentioned below are considered with loan amounts up to $417,000 for a single family residence and is owner occupied.  It is with proving your inc...
12/15/2007
I have been meme'd. So now I have to tell the world about me. I imagine a lot of you have seen My Red Brain around the web. Makes you wonder how close or how far off you are when you read about people. How many would have guessed the below 5 things about me.The person that meme'd me Charles Wooda...
12/09/2007
 One of the documents used in selling a home is the Seller's Property Condition Disclosure.Seller is obligated under law to disclose to buyers defects in the property known to seller that materially and adversely affect the value of the property that cannot be discovered by a reasonable inspectio...
12/08/2007
Salt Lake City Police DepartmentPublic Information Office Phone 801-799-4203315 East 200 South Salt Lake City, Utah 84111Media Advisory  Free Combination Smoke/Carbon Monoxide Detectors   Each year in America, unintentional carbon monoxide (CO) poisoning claims more than 500 lives and sends anoth...
12/06/2007
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