naggar: YOU LOST THE HOUSE NOT THE AGENT - 10/23/12 08:07 AM
I attended a complaint hearing where the buyer who was rejected brought a complaint against the selling agent. This rejected buyer insisted that his agent file the complaint. The basis was that the house sold for less money than the rejected buyers offer and he couldn't understand why the highest bid was not accepted (his) by the bank in this short sale
LESS EMOTIONS...MORE FACTS
The communications between the agents was present, but not optimum. You see they let their argument control the discussion instead of the facts which I will reveal. If they were calm and communicated, it all would have … (9 comments)

naggar: PEARLS SERIES AUTHOR AND PUBLISHER DOING STORE TOURS - 10/22/12 05:23 PM
Richard Alan Naggar author of the PEARL SERIES of books and Publisher and editor Kathleen Marie Brown out on tour (below). We are available for study group support, point of sale purchases, lectures, seminars, book signings and special events. We come with everything and need just a small space for set-up, display and consumer or reader interaction

On the table are: PEARLS FOR THE SOUL selection collection of inspirational, uplifting and positive sayings. Still the easiest gift to give or receive for any occasion and PEARLS FOR GIRLS DATING WAITING & SEX...IN SEEKING CUPID...DON'T BE STUPID a feminine centered book for ages … (6 comments)

naggar: THE LEARNING CURVE IS HOW WE LEARN - 10/22/12 02:32 PM
Something we don't discuss enough is the start-up of anything or the learning of it. You see you naturally come into the world in this mode and it unfolds on its own as you mature. Children enter into the richness of of it when they start asking HOW and WHY questions about everything. Unfortunately, there are forces in the world that come against that dynamic
ITS IN EVERYONE AND TURNS ON AUTOMATICALLY
It is fitting to remind us that we are all self-contained motion machines with instructions to seek out answers as part of our growth and development. The learning curve is programmed … (0 comments)

naggar: MY FIRST TITLE INSURANCE CLAIM WENT WELL - 10/22/12 07:31 AM
We all have heard the words TITLE INSURANCE in REAL ESTATE  and expect it and pay for it and nothing more is said. It is part of the Real Estate transaction. Reading a policy is interesting as most people don't even know what it means or what to look for. I had a past transaction where I ordered a preliminary title report or pre-lim....
The report showed the usual like the property description, taxes, liens and easements. I just wanted to be sure there were no unknown liens against the property that would affect our purchase price or getting a clean title. I proceeded forward and … (5 comments)

naggar: ALARMS MEANT TO KEEP OUT THE THIEFS NOT THE AGENTS - 10/21/12 07:14 AM
I am sitting on a Real Estate tract subdivision of 84 homes that will be built in phases. Twenty four of the eighty four homes are done and we have four state of the art model homes you can tour all beautifully expensively staged. Just pure eye candy loaded with valuables. I decide to go there early Sunday morning and get ready to open....
HALF ASLEEP...GOT SLOPPY
I have turned the alarm on and off too many times to count. This time, for whatever reason, I put in the wrong code and knew it. What I didn't know was it goes into a higher alert mode when … (6 comments)

naggar: HOW TO KEEP SCORE IN ANY BUSINESS - 10/19/12 09:22 AM
There are so many ways to run a business of that you can be sure. Anyone who is in business should have the mindset of applying the following dynamics constantly: Better, Faster & Cheaper keeps everything running at optimum and of course results will follow. What is compelling and worthy to note is that if you are NOT doing this, your competition is
WHY KEEP BUSINESS WAITING?
I could never understand why there would be a line outside a business waiting for it to open? Here is a chance for management to generate word of mouth by opening the doors early … (2 comments)

naggar: REMEMBERING SPECIAL OCCASIONS HOLIDAYS & ACTIVERAIN POSTS - 10/19/12 07:42 AM
Do not ask for whom the post tolls...it tolls for thee. When I read that some people have never been featured. I can recall that time until one day I was. So now, we have B.F. and A.F... ActiveRain dynamics Before feature and After...It can change your life. To acknowledge a persons contribution by calling extra attention to it is a time honored tradition
HAPPY BIRTHDAY ...toooo   youuuu
A good example of that would be the celebration of a persons birthday. We are saying that for now, right here...we are happy that person is here thus Happy birthday. We also do this with holidays too. We … (4 comments)

naggar: ALL YOU CAN EAT SUSHI CALMS AND SOOTHS - 10/16/12 04:06 PM
There are many that will disagree with the title to this post. However, they have not eaten at my Sushi place. Every morsel melts into your mouth like fresh churned butter from a cow. Then, after pleasing the tongue and palette it is gently invited to journey on to make room for the next morsel...and the next...and the next
ROUND NUMBER ONE
Below: hand rolled spider rolls which are baby soft shell crabs lightly battered, quickly fried and then wrapped in fresh sea weed with crab stuffing, vegetables and rice. Tuna, Ahi, Albacore, Red Snapper and next to that rainbow rolls which … (6 comments)

naggar: SUBLIMINAL MESSAGING HELPS GET IT GOING YES YES YES - 10/16/12 06:56 AM
Back in the 1940-50's, people went out to the movies. You got to see newsreels, cartoons and two movies. It was a full evening out. You usually went to dinner afterwards or before and of course a great way to spend time alone or with your hunny-bunny. What people didn't know is that they experimented with sending messages of drinks and snacks and it worked very well
LETS GO TO THE SNACK BAR...RIGHT NOW!
They inserted into the advertising on screen with flashes or pictures of words of food, drink and people enjoying them. You cant see them becasue they move so fast, … (6 comments)

naggar: ARGUMENT TO STRATEGICALLY DEFAULT AND WALK AWAY part 2 - 10/15/12 09:46 AM
In part 1, we discussed how the timing to walk away for us all from the current downside of the Real Estate crash is upon us all and should be addressed. Morals and ethics presented this position from being addressed a few short years ago. However, today, we are compelled to examine this
WHAT TO DO EXAMPLE
Lets look at it up close. Two people bought homes in the same neighborhood for $500,000. Today, those homes are worth $250,000. One person goes into default, foreclosure etc while the other makes the payment. Here, your gut screams out that something is wrong … (7 comments)

naggar: ARGUMENT TO STRATEGICALLY DEFAULT AND WALK AWAY part 1 - 10/15/12 09:45 AM
On or about 2006-07, defaults started creeping into the Real Estate arena with an alarming speed. People faced two very big dynamics. First, they had lost their jobs or had reduced incomes and second, their homes were no longer worth what they paid for them. At that time, real or imagined "ethics" ruled the roost in making the decision on what to do with your mortgage
DOING RIGHT WHEN THINGS ARE NOT RIGHT..examined
Now people who were well off or able to withstand the economic assault took a stand of paying the debt no matter what. The merit of that position … (0 comments)

naggar: WEBINARS ALL THAT PARTICIPATE GAIN FROM THEM - 10/15/12 06:56 AM
They have been around since the early 90's. I remember when they came out, I didn't know what it was all about and signed up. I logged in early and was given a countdown screen. I waited not knowing what to expect. Then, the intro and instructions on how to interact began and I was intrigued to say the least
WILLING AND ABLE...BUT READY?
The person giving it was visibly nervous and always conscientious about what they were saying and doing. You could see where great efforts were being made to stand correctly, not touch your face or twiddle your fingers, … (6 comments)

naggar: BUSINESS CARDS ARE LEAVE BEHINDS & PROMOTIONALS - 10/14/12 06:49 AM
Over the years, business cards remained an interesting subject and a relevant one too. You can do so much with them. You can over do as well. What do we do to make the card functional and modern and part of our business plan without trying to cram everything in it? You got two spaces available called front and back. With font reduced, that can tell quite a story..
MY PERSONAL USES
Now I have two interests going that I wanted promoted and kept simple. So on one side, I did the Real Estate data and on the other side, I promoted the … (9 comments)

naggar: I WANDERED INTO THIS ROOM FULL OF COMPUTERS - 10/13/12 07:39 AM
When I was in college a few short years ago, I wandered into a big EMPTY room full of different computers and separate stations. Each one had a program and specific purpose on it designed to help you find your self, your calling, your personality, skills bank, talents, origin, what you should do for a living or not do for that matter and your potentials...No one was around and I had time to kill so I took them all one after another
HEY..WHATS ALL THESE COMPUTERS FOR?
Now in after thought, you were not allowed in this room. It was designed to be monitored and assigned to … (5 comments)

naggar: I MAY SEE SOMETHING ABOUT U YOU DONT - 10/12/12 05:09 PM
I am speaking of FEEDBACK & INPUT and how beneficial those two things can be when applied. However, they are not always welcomed yet the people who have it want to download it. In order to do that in the personal world, permission is required. If not given or refused well that's life. In the professional world it is called performance reviews
MAKE IT COUNT...check your motives
This is such a great tool that doesn't get enough accolade. It can enhance a person and their productivity and even has the ability to be a change agent for the good. I am not talking … (6 comments)

naggar: THE TRUTH HONESTLY SELLS HONEST IT DOES - 10/12/12 11:27 AM
I had some trouble with my wireless technology all of a sudden and investigated accordingly. I just updated everything and it was working and then failed at some point. Eventually I call in my service provider to check the Internet connection speeds which are your upload and download capability and ask them to send someone out. It is no charge to do so to me
 A CHANCE TO LEARN SOMETHING...yes!
Nice fellow shows up and gets right to it. He wants to start at my modem which is state of the art. He pulls out something like a cell phone and … (2 comments)

naggar: POLITICS WHAT DISPLAY OF CHILDISH ANTICS - 10/12/12 07:26 AM
You don't hear from anyone in office whether it is state, local or federal or from school board members and congressman or senatorial people all year long and then all of a sudden when it is re-election time everyone comes out of their cubby hole and starts barking and biting touting who and what they are and what they do or did and then for the grand finale attack anyone opposing them or their office
WHAT HAVE YOU DONE DURING YOUR TERM...speaks
What irks me is how come you don't hear from any of these people or candidates throughout the year sharing or boasting of … (8 comments)

naggar: GOING and GETTING PAST THE QUITTING STAGE - 10/10/12 12:10 PM
You work hard and you do what you believe is right. Things should start to line up and then make sense. Why not? You have done this before and you have seen the results from your thinking and doing. But then, something does not go as planned. It even rejects your best efforts and you are now at a point where you want to walk away...Should you?
DEFEAT IS A WORD...SO IS TENACITY
I like to remind people that we were not put here to be defeated. Problems all come with multiple solutions if one remains calm and objective thereby inviting … (6 comments)

naggar: SHOULD BROKERS PROVIDE ONGOING TRAINING - 10/10/12 08:14 AM
I sit on the professional standards hearing board and hear some very unusual tales live from the Real Estate front. In addition, my son is legal counsel to over 1200 Real Estate agents and he shares some very educational dos and don't. What stands out is two very important things. First, where the Broker is not supervising and second, where they are...
DUTY REQUIRES IT...HOW ABOUT BEYOND DUTY?
The motivation behind the action is a key factor. You see the law requires that a Broker oversee and account for any agents under the license. However, remove the law and Brokers should be motivated … (3 comments)

naggar: TRAVELING FROM MY LAPTOP AMAZING - 10/10/12 07:06 AM
It is fascinating to sit in front of your computer and travel and not even leave the room. I mean stop and think about this. It was not possible 50 years ago without satellite assistance and was limited to the government. Just the other day, someone asked me about a property 30 miles from me in an area I was familiar with. I immediately went to my lap top
YOU ARE THERE IN SECONDS
First thing is you put in an address. You can even start by intersections or zip codes too. Then, all sorts of data pops up on the … (7 comments)