ARCHIVED BLOG POSTS

2009 

Before you make any big financial life changes, it is a good idea to have your credit report in order.  Your credit score can affect everything from the interest rate you get on a home loan or an auto loan to whether or not you are hired for a job.  If find your current credit score lacking in po...
03/31/2009
Homeownership is the American dream and has been since the formation of the nation. Unfortunately realizing that dream can be difficult and sometimes it is not even the smartest option. Every year, many Americans ask themselves the important question, Should I continue to rent or should I buy a h...
03/30/2009
Home buying can be both an exciting and stressful time for people. You can help eliminate some the stress by knowing what funds will be required of you. There are several expenses to save for when you are considering buying a home. These include the down payment, the closing costs and the reserve...
03/29/2009
When it comes to buying a home, there are two essential people you will work with during the process. These individuals are your Realtor and your mortgage loan officer. As important as these people are to your home purchase and investment, you will want to find the very best Realtor and Loan Offi...
03/28/2009
Buying a home can be a dream come true for many Americans.  Holding on to that house can sometimes turn into a nightmare though.  Things like unexpected medical bills or other financial crises can deplete the funds you would have put toward a mortgage. Or maybe you have gotten yourself over your ...
03/27/2009
The Federal Housing Administration (FHA) is a government corporation that was created back in 1934 to help stabilize the housing market during the Great Depression. The goal was to set a standard for housing conditions and to create a financing system that would help buyers by insuring loans for ...
03/26/2009
Smart shopper's look around and compare prices from different retailers to find the best deal. The same is true for smart homebuyers in need of a mortgage. In the home loan industry, there are no sticker tags to compare, but there are interest rate estimates called mortgage quotes. These are ...
03/25/2009
Going through a bankruptcy can be a very traumatic event, both emotionally and financially. Your confidence in your ability to function financially may have been shaken and you may be wondering if there is any hope for your credit after this bankruptcy. The good news is that you can establish goo...
03/24/2009
The seller of the property is the person who sets the price of the property (especially residential property), and not an appraiser. This is because sellers normally do not order an appraisal when selling their homes. Sellers wish to obtain the highest selling price possible for their homes and h...
03/23/2009
Here is a list of documents that are usually required when you apply for a mortgage.. Your Property Copy of signed sales contract including all riders Verification of the deposit you placed on the home Names, addresses and telephone numbers of all realtors, builders, insurance agents and attorney...
03/22/2009
Rainmaker
225,962

Placer County Real Estate, Sacramento County Realtor, Folsom, Granite Bay, Roseville

Placer County Listing Realtor
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