RECENT BLOG POSTS
"HOW DO I FIND HOA INFORMATION, AND WHO IS THE PROPERTY MANAGEMENT COMPANY?" The following info is specific to Florida ONLY.  I have used Pinellas County for illustration purposes only.  Each county will have different public records access.  Here are a few tricks to help with this mystery - 1) A...
09/12/2010
With mortgage rates at 4.42%, which is the LOWEST EVER since rates have been tracked, have you thought about re-financing. It's a tough decision that would normally be an easy one.There are a few Pro's to re-financing:1) Lower payment due to lower interest rate2) Locking in an ULTRA-low interest ...
08/23/2010
July stats are in and our market continues to sputter as it tries to get it's legs. My personal opinion is we are in a POST-Homebuyer Tax credit depression coupled with the severe mortgage and appraisal issues we are constantly dealing with.The number of Homes Sold in July plunged 32% compared to...
08/15/2010
  For most realtors, short sales are a substantial part of our business.  After 4 years in a decreasing marketplace, more people find themselves upside down on their mortgage EVERY day.  While they certainly have their downsides, helping sellers in a financial quagmire unload a very negative asse...
08/08/2010
Mortgage tips for Buyers.Preventing the last minute collapse of your mortgage file doesn't take much...just knowing how the game is played. A new rule (Fannie) called Loan Quality Initiative went into effect on July 1, 2010 that requires lenders, Before Closing, to check credit to make sure borro...
08/01/2010
Hi. We need to talk.Please, have a seat. No, you should really sit down.It's been a rough couple of years, with the market zigging and zagging...ok, mostly "zagging".I can see the serious money you put in your home...the granite counters, crown moulding, remodeled pool, outdoor kitchen...you've d...
07/25/2010
Welcome to the NEW normal.  Our inventory has leveled out at approximately 27,000 units.  About 11% - 12% of AVAILABLE properties are selling each month - that means just 1 in 10 will close!
07/18/2010
I was thinking about what to blog while cleaning my pool today and !voila! it came to me - pools. They are a MUST HAVE for many buyers and a HEADACHE for some sellers. The number of pools in Florida has been reported to be WELL OVER 1,000,000... unfortunately, we also lead the nation in drowning ...
07/14/2010
Rich Cornelius www.RichCornelius.com | Coldwell Banker | (727) 417-8814 1492 Byram Dr, Clearwater, FL LARGE 2/2.5/2 w/ EASY 3rd BR - BOAT/RV/JET SKI PARKING, TOO! 2BR/2+1BA Single Family House offered at $148,500 Year Built 1968 Sq Footage 1,747 Bedrooms 2 Bathrooms 2 full, 1 partial Floors 1 Pa...
07/09/2010
This is amazing...the Associated Press says the last time rates were this low was in the 1950's...All Rates But 1-Year ARM Hit Record Lows In Freddie Mac Weekly SurveyFor Immediate ReleaseJune 24, 2010Contact: corprel@freddiemac.comor (703) 903-3933McLean, VA – Freddie Mac (NYSE:FRE) today releas...
06/29/2010
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