ARCHIVED BLOG POSTS

2010 

With mortgage rates at 4.42%, which is the LOWEST EVER since rates have been tracked, have you thought about re-financing. It's a tough decision that would normally be an easy one.There are a few Pro's to re-financing:1) Lower payment due to lower interest rate2) Locking in an ULTRA-low interest ...
Posted over 3 years ago
July stats are in and our market continues to sputter as it tries to get it's legs. My personal opinion is we are in a POST-Homebuyer Tax credit depression coupled with the severe mortgage and appraisal issues we are constantly dealing with.The number of Homes Sold in July plunged 32% compared to...
Posted over 3 years ago
  For most realtors, short sales are a substantial part of our business.  After 4 years in a decreasing marketplace, more people find themselves upside down on their mortgage EVERY day.  While they certainly have their downsides, helping sellers in a financial quagmire unload a very negative asse...
Posted over 3 years ago
Mortgage tips for Buyers.Preventing the last minute collapse of your mortgage file doesn't take much...just knowing how the game is played. A new rule (Fannie) called Loan Quality Initiative went into effect on July 1, 2010 that requires lenders, Before Closing, to check credit to make sure borro...
Posted over 3 years ago
Rainer
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Rich Cornelius

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Additional Information

As an experienced Real Estate consultant with Coldwell Banker Residential Real Estate in Clearwater, FL, I am approached daily by buyers and sellers who have questions about the current housing market. I have created this blog to answer various Real Estate questions concerning the home/condo/townhouse/vacant land market, address property tax or homeowner's insurance issues, suggest vendors that offer SOLID buying/selling services, and discuss all aspects of the Real Estate industry.