Joe Petrowsky's Blog

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Mortgage and Lending - Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - NMLS # 6869

ARCHIVED BLOG POSTS

2011 

“Pay Attention to the Real Estate Rebounds, the Positive Signs” My wife and I have been flipping houses for many years. Two weeks ago, we put two homes on the market, both of which are already on deposit. Both at full price and minor concessions. Yes, I know there may be issues that show up, but ...
11/30/2011
“How to Handle Your Credit Complaints”   The article below speaks to a topic I deal with everyday. I see so many situation that has bad information on credit reports. In some cases, the clients have been able to resolve the issues directly with the creditor, but sometimes a resolution is not obta...
11/30/2011
Frank Has Already Done Enough Damage, Don’t You Think?”   I have become a believer again, there is a GOD! I heard an interview that was done, where he indicated, the reason he was no longer running for public office, was that his district now incorporated people he didn’t know. What a crock of S*...
11/29/2011
“Another Bailout? I don’t Understand the Math”   When the guidelines were set up during the creation of FHA, I don’t believe the belief was that this lending source would become the size that it is today. In any case, FHA is estimating that they would need a 13 billion dollar bailout if values dr...
11/29/2011
“What if the US Had Death Sentences for Cheating, Like China?” I was stunned by reading the article below about folks that were sentenced to death for cheating their investors. We hear so much of this going on in the US and wonder what kind of response we would get here for this kind of sentence?...
11/28/2011
“What I have Learned From and About FAILURE” There is a quote below that comes to mind, every time someone tells me that they have failed. Besides the quote I think about Thomas Edison. Can you imagine where we would be if he had stopped, after the first few times he was not successful? I’ll shar...
11/28/2011
“Mortgages for Renovations and Remodeling” The article below, speaks to all the renovation activity and the record levels. We certainly do our share of mortgages for clients that are adding on or doing home improvements of all kinds. One of the mortgage products that we have used extensively, is ...
11/25/2011
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            THIS THANKSGIVING, WE GIVE THANKS FOR LIVING IN A GREAT COUNTRY AND HAVING WONDERFUL FRIENDS AND FAMILY. FROM OUR FAMILY TO YOURS, WE WISH YOU A WONDERFUL THANKSGIVING HOLIDAY!
11/23/2011
“Income Fraud Continues to Rise. It Has Happened to Me”   You can’t be in the mortgage business and have not experience this issue. It happened to me a few months ago. The sad part about it, his mom referred her son to me. I have done a number of mortgages for her over the years.   Jeff came to m...
11/23/2011
“Freddie Mac Creates Program to Help Sell Its REO’s”   Yes, it may sell a few more of their properties, but we’ll see how much impact the program will have, certainly not a major affect. An additional $1,000 for the selling Realtor is great, but most Realtors will do what is right for the client ...
11/22/2011
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Joe Petrowsky

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