Joe Petrowsky's Blog

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Mortgage and Lending - Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - NMLS # 6869



"How to Tackle Appliance Rust” I have been a landlord and active buyer of income producing real estate. I see rusty appliances all the time. We have been using the same method, when it comes to taking care of older appliances. We don’t waste our energy when they are too far gone, but very often t...
“Telling Everyone What I do for a Living in Ashford, CT”   There is a restaurant in Ashford Connecticut, called “Midway” that I frequent near my home. I had called in an order on my way home. I have been speaking to one of the owners about mortgages every time I stop by. He always asks the same t...
“Red Door for this New London, Ct. Home” My wife and I have been flipping homes since the mid 70’s. Not something we have ever taken any seminars to do, but we know how to do them right. One thing that has always been a signature for us, is color. We never do off white or plain colors of any kind...
“73 Year Old Apologizes to his Wife in Manchester, Ct”   Sometimes the work I do for a living just sucks!   On Saturday I met with this couple for a refinance, both on social security and he is still working part time. They want to refinance their home in Manchester CT to get a lower monthly paym...
“Social Media Worked in Manchester, Vernon & Tolland, CT” I have been blogging on a regular basis for 13 months. If you are in business and you have a message, rest assured someone will want to hear it. Below is the blog that I wrote in April and within three days, I took three mortgage applicati...
"Mom Asked For My Help” I have done mortgages for this family for over 20 years. Faith called me, asking me to convince her 26 year old son to move out of her home and buy his own. Yikes! She said, it’s not like you haven’t met him. Then it was, do you know how many clients I have referred to you...
Mortgage Process Confusing for Manchester, CT,  Attorney and His Wife” A couple of months ago, I was taking a mortgage application from an attorney and his wife. His practice is primarily real estate closing. So, the mortgage application process should be pretty simple, RIGHT? Anytime I do a mort...
“Reasons NOT to Refinance at These Low Rates” There are numerous reasons someone should not refinance at these low rates. The article below mentions three, one of which really isn’t a good reason, but there are many. Just to address the first reason in the article, it says not to refinance becaus...
Preapproval Denied for Couple in Manchester, CT, by Local Credit Union”   Trish and Brian were referred by their friends' mom, that works for a bank. Is this crazy or what?   I met with them and as many first time home buyers, they were extremely nervous, especially after being denied by a local ...
"HARP 2, Frustrates Manchester, Ct Property Owner”   I am seeing many frustrated homeowners, that are sharing experiences of being denied and not understanding why. The main reason, poor knowledge with this mortgage product.   I received the email below from this frustrated property owner that ow...

Joe Petrowsky

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