foreclosure: HUD Foreclosure; Lynchburg Real Estate - Fix and Flip! - 04/17/14 09:20 AM
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foreclosure: Palmyra Foreclosure - 283 TAYLOR RIDGE WAY PALMYRA, VA 22963 - 03/21/14 09:58 AM
 
283 TAYLOR RIDGE WAY PALMYRA, VA 229634 beds, 3 baths, $375,000

For more information/photos, Click Here. To schedule an appointment call 434-964-8369.
 
Listing Information: Address: 283 TAYLOR RIDGE WAY City: PALMYRA State: VA Zip: 22963 Area: Fluvanna Price: $375,000 Listing #: 518182  Property Type: Single Family Listing Type: Foreclosure/Bank Owned Subdivision: TAYLOR RIDGE ESTATES Status: Active   Property Information: Style: Ranch Bedrooms: 4 Total Baths: 3 Full Baths: 3 Year Built: 2005 Sq. Feet: 2863 Lot Size: 4.0000000000 View: Residential Basement: Full, Unfinished Garage: Spaces: 2 Parking: Attached Taxes: 0.000 Air: Heat Pump Heat: Heat Pump Construction: Stone, Vinyl Stories: 1.5 Story Exterior: PORCH: Front WINDOWS: Double-hung YARD: Nearly Level Interior: None Appliances: Dishwasher, Electric Range, Refrigerator Utilities: Well; Septic Tank;   Listing School Information: Jr. / Mid: Fluvanna Elementary: Central … (1 comments)

foreclosure: Charlottesville Foreclosure - 3530 MONTGOMERY LN CHARLOTTESVILLE, VA - 03/21/14 09:47 AM
 
3530 MONTGOMERY LN CHARLOTTESVILLE, VA 229016 beds, 4 baths, $399,500

For more information or photos, Click Here.  To Schedule a showing, call 434.964.8369
Listing Information: Address: 3530 MONTGOMERY LN City: CHARLOTTESVILLE State: VA Zip: 22901 Area: Albemarle Price: $399,500 Listing #: 515738  Property Type: Single Family Listing Type: Foreclosure/Bank Owned Subdivision: LANGFORD FARMS Status: Active   Property Information: Style: Colonial Bedrooms: 6 Total Baths: 4 Full Baths: 4 Year Built: 1989 Sq. Feet: 4468 Lot Size: 2.0300000000 View: Residential Basement: None Garage: Spaces: Parking: Attached Taxes: 3634.000 Air: Central AC Heat: Heat Pump Construction: Masonite Stories: 2 Story Exterior: PORCH: Front, Porch WINDOWS: N/A YARD: Landscaped Interior: Built-in Bookcase, Ceiling Fan(s), Chair Rail, Crown Molding, Skylights, Wainscotting Appliances: Compactor, Dishwasher, Double Oven, Electric Range, Microwave, Wall Oven Utilities: Community Water; … (3 comments)

foreclosure: Freddie Mac Foreclosure - 6530 Markwood Rd, Earlysville, VA 22936 - 03/20/14 10:12 AM
6530 MARKWOOD RD EARLYSVILLE, VA 229364 beds, 4 baths, $524,900
 
For more information and photos, click here Listing Information: Address: 6530 MARKWOOD RD City: EARLYSVILLE State: VA Zip: 22936 Area: Albemarle Price: $524,900 Listing #: 518183  Property Type: Single Family Listing Type: Foreclosure/Bank Owned Subdivision: NONE Status: Active   Property Information: Style: Colonial Bedrooms: 4 Total Baths: 4 Full Baths: 3 Half Baths: 1 Year Built: 1987 Sq. Feet: 2948 Lot Size: 9.0300000000 View: Blue Ridge, Mountain, Pastoral, Woods, Stream/Creek Basement: Finished, Full, Heated, Inside Access, Outside Ent Garage: Spaces: 2 Parking: Attached, Auto Door Opener, Fa Taxes: 3242.500 Air: Heat Pump Heat: Heat Pump Construction: Cedar Stories: 2 Story Exterior: PORCH: Deck, Front, Glassed, Porch WINDOWS: Insulated, Screens, Tilt Sash YARD: Fenced, Landscaped, Nearly Level, Private Interior: Ceiling … (3 comments)

foreclosure: REO Basics - 03/20/14 10:05 AM
An REO property is one that's been foreclosed on and is now owned by the bank.
REO properties fall into two categories:
Move-in condition: The home is in acceptable condition and not in need of rehabilitation. You could buy this property and move in quickly.
Damaged: A damaged REO generally needs repairs and rehabilitation before you can move in. These types of REOs are attractive to investors and some buyers who aren't daunted by the work involved in rehabbing a property. Often, you will get a bigger discount on damaged REO properties, but you have to consider refurbishing costs.
Where can you find … (0 comments)

foreclosure: Charlottesville Short Sale Myths - Part Two - 03/18/14 10:27 AM
Last week we started looking at the myths that discourage many people from seeking the relief a short sale can afford. Today we finish up our list!
 
Myth Number Five:  A short sale will prevent me from qualifying for a new mortgage.
 
Wrong! You could qualify for a new home loan within just 2-4 years of a short sale; even less if you never fell behind on payments! Comparatively, a foreclosure can ruin your chances of getting a home loan for many more years.
 
Myth Number Six:  It’s hopeless - short sales take months, even up to a … (1 comments)

foreclosure: It’s 2014 - Are Short Sales Still a Viable Option? - 03/07/14 10:36 AM
Rumors keep circulating about stiffer mortgage lending requirements. They simply aren’t true, according to real estate expert Fabian Calvo, who says,
 
“If you can fog up a mirror or you have a pulse, they will give you a home loan. That’s what they have done with the car loans, and that’s what they are doing with housing loans.”
 
Easier home lending requirements means the housing market isn’t in that great of shape, still - despite those who claim everything is on the rise. A closer look at the nitty-gritty shows that the market for short sales is still very … (0 comments)

foreclosure: FHA Back to Work Program - 03/06/14 12:02 PM
Exciting News! FHA Is Allowing People that Suffered through Recent Economic Hardships to Apply for a Home Loan with the FHA Back to Work Program.
photo credit: Daquella manera via photopin cc In the not so distant past, people had to wait 3 years or more after suffering through a financial hardship. Bankruptcy, foreclosures and other major financial disasters would sideline people for a number of years before they could buy a house again. However, all that has changed with the FHA Back to Work Program.
Previous Guidelines
For years the FHA program has helped people finance the purchase of a home with a modest 3.25% down … (2 comments)

foreclosure: What is Fannie Mae Doing? Closing Costs Assistance! - 02/28/14 10:38 AM
You won’t believe what Fannie Mae is doing.
Fannie Mae is offering an incentive to prospective owner occupant homebuyers by helping to cover the closing costs of certain properties in 27 states. The home must be purchased via Fannie Mae's HomePath website which features foreclosed homes from Fannie’s portfolio. The offer is only available to FirstLook homes, a program where buyers have the opportunity to enter into a purchase and sale agreement without competition from investors. The initial sales offer must be made between February 14, 2014 and March 31, 2014 during the FirstLook period – a period of 20 days from the … (0 comments)

foreclosure: New HUD Foreclosure in Fluvanna - 3814 Zion Rd, Troy, VA - 01/24/14 12:19 PM
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foreclosure: New Foreclosure in Charlottesville - 706 Rockland Ave - 01/09/14 11:46 AM
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foreclosure: First Floor Master on just over 1 acre w/ Mountain Views - 12/06/13 09:57 AM
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foreclosure: In Ground Pool and 2+ acres in Western Albemarle County - Foreclosure - 11/19/13 07:04 AM
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foreclosure: Looking at Foreclosures - National Factors that Affect Real Estate- Inflation - 01/04/12 03:48 PM
Alright, we have looked at interest rates and how they affect your purchasing power, now we will look the the second Nation Factor that affects foreclosures and Real Estate in general. It is important to know all the factors before making any decision to buy, whether it is a foreclosure or any other home. The second National Factor is Inflation.
Inflation is defined by wikipedia as a rise in the general nominal level of prices over time. Inflation is is measured as the percentage rate of change of a price index. The governments main gauge of inflation is the Consumer Price … (0 comments)

foreclosure: Looking at Foreclosures - National Factors that Affect Real Estate - Interest Rate - 01/04/12 03:41 PM
In light of all the news surrounding foreclosures, I thought we should take an in depth look at foreclosures. Over the next couple of weeks, we are going to define National and Local Factors affecting foreclosures, as well as Foreclosure laws in Virginia, the types of foreclosures, the types of property, and how to make money with foreclosures.
We will start with the National Factors that Affect Real Estate. The first is the interest rate. When most people buy a house, they have to borrow money, this is known as a mortgage. The bank however, doesn't give money away, the bank … (0 comments)

foreclosure: ~*~^^^!!This Home has WOW!!@@^^^~*~ 3BR $148,500 - 01/13/11 12:22 PM
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foreclosure: $$$Its Not Often When You Can Pay Less and Get More!$$$ - 01/13/11 11:14 AM
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foreclosure: Avon Park Foreclosure - Builder Spec Home - 12/10/10 02:53 PM
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foreclosure: 273 Lake Drive, Deer Lake Estates, Ruckersville, VA - 12/10/10 01:55 PM
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foreclosure: How to Avoid a Timeshare Foreclosure - 09/30/10 03:02 PM
Owning a timeshare means making monthly maintenance fees and paying homeowners association dues and property assessments. However, if you are having trouble making monthly payments for any reason, it may seem tempting to just let it slide, especially if a majority of the loan has been paid already. This is not recommended, as letting a timeshare go into foreclosure status can be very detrimental to a credit rating.
There are ways to avoid timeshare foreclosure and keep your credit in good standing. One of the best methods is to get rid of the timeshare all together by selling it to another … (0 comments)

 
Rob Alley, Invite Us In! We'll Bring Results! (RE/MAX Realty Specialists) Rainmaker large

Rob Alley

Invite Us In! We'll Bring Results!

Charlottesville, VA

More about me…

RE/MAX Realty Specialists

Address: RE/Max Realty Specialists, 355 W Rio Road, Suite 102, Charlottesville, VA, 22901

Mobile: (540) 250-3275

Office: (434) 964-8369

Email Me

Author Bio: Rob Alley earned a bachelors degree at Virginia Tech, in Blacksburg, VA in Biology. Rob Alley consults with homeowners regarding Real Estate transactions and speciliazes in listing and selling Charlottesville Real Estate.

A comprehensive blog about Charlottesville Real Estate including articles on short sales, foreclosures, market updates, news, resources and more. Charlottesville Real Estate news and information. All new updates and market conditions as well as charlottesville short sale information, charlottesville foreclosure listings, avoiding foreclosure help, buying and selling information, central virginia updates, mortgage updates, charlottesville happenings, and tips and tricks in a slower market by Rob Alley, Realtor of RE/Max Realty Specialists


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