insurance: Minimizing Home Seller Risks in Rent|Lease to Own - 04/16/12 01:19 PM
Tips for Home Sellers to Minimize Their Risk in Lease-to-Own Transactions
The economic downturn in the housing market over the past 5 years has driven up the number of sellers willing to consider leasing out their homes with an option to sell.  This can be a wise move in the right situation but sellers need to make sure they take steps to minimize their risk in these transactions.
Demand an Option Fee Up Front
For the duration of the lease the seller of the home cannot market the home to would-be buyers.  This time period could be as short as one … (0 comments)

insurance: Avoiding Problems with Your Escrow Account - 11/07/11 11:48 AM
 
Avoiding Problems with Your Escrow Account
If you are using a mortgage to purchase your first home it is highly likely that the lender will request that you use escrow in order to handle the annual homeowner's insurance and taxes on the property. This is reflected by an additional payment on top of the interest and principal payment that you make on the home loan. Ideally, the lender will review this account every year to see if there are overpayments or underpayments and change the escrow accordingly.
Unfortunately, we don't live in a perfect world and companies do make mistakes. … (0 comments)

insurance: Give Your Community the Gift of Emergency Preparedness - 06/17/10 11:53 AM
Part 2 of 4 on Emergency Preparedness.   Have you thought about creating an disaster plan for your Home Owner's Association or Subdivision?  It probably would be a good thing to have if it is not already in place.  Take a look at the checklist below.
Regards,Michael Collins - Broker - Rock Realty

Give Your Community the Gift of Emergency Preparedness
Article From HouseLogic.com
By: Sue MellenPublished: November 23, 2009
Creating a neighborhood disaster preparedness plan can safeguard your family, neighbors, and property, while strengthening and unifying your neighborhood.
Creating an emergency preparedness plan that helps your condo or homeowners association … (0 comments)

insurance: Create a Home Emergency Preparedness Kit - 06/17/10 11:39 AM
This is Part 1 of a 4 Part series on being prepared for emergencies.  Below you will find great information on putting together a kit for you and your family.  Emergencies can strike at any time, and by being prepared, you can lessen the impact.  In the process, you may even save someone's life!
Regards,Michael Collins - Broker


Create a Home Emergency Preparedness Kit
Article From HouseLogic.com
By: Wendy ParisPublished: August 28, 2009 
Having a home emergency preparedness kit could be the key to your family's safety if disaster strikes.
Preparing a home emergency preparedness kit you hope never … (3 comments)

 
Michael Collins, CDPE, SFR , Wisconsin Short Sale Specialist Realto (*ROCK REALTY|Broker|Realtor|Real Estate|WI Short Sale Agent*) Rainmaker large

Michael Collins

CDPE, SFR , Wisconsin Short Sale Specialist Realto

Janesville, WI

More about me…

*ROCK REALTY|Broker|Realtor|Real Estate|WI Short Sale Agent*

Address: 1818 Milton Ave #1361, Janesville, WI, 53547-1361

Office: (877) 774-7625

Mobile: (608) 921-8536

Email Me

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Rock Realty is a brokerage that specializes in Short Sales, Bank Owned Foreclosures, BPO's & REO listings in the Janesville and Madison Wisconsin area. This may involve negotiating a short sale for a home owner in need or finding the perfect home for a first time home buyer. Whatever it is you are looking for, Rock Realty's WI real estate agents are here to help you with your real estate needs!

WI Short SalesREALTORS® who have earned the SFR certification know how to help sellers maneuver the complexities of short sales as well as help buyers pursue short sale and foreclosure opportunities. The certification program includes training on how to qualify sellers for short sales, negotiate with lenders, protect buyers, and limit risk.

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