Rodney Mason - Conv, FHA, VA, USDA, Jumbo, Renovation Mortgages - AL & GA

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Mortgage and Lending - Prospect Mortgage - NMLS #151088
Rodney Mason,loan officer, lender,HOA,GA Dream,mortgage financing,condo,REO,Certified Mortgage Planning Specialist,AL,Alabama,Georgia,first time home buyer,HUD $100,FHA 203K,renovation,VA,USDA,HomePath,Acworth,Adairsville,Albany,Alpharetta,Athens,Atlanta,Augusta,Buckhead,Cartersville,Canton,Cedartown,College Park,Columbus,Commerce,Cumming,Dawsonville,Decatur,Duluth,Ellenwood,Gainesville,Griffin,Hiram,Johns Creek Jonesboro,Lagrange,Lawrenceville,Lilburn,Lithonia,Macon,Marietta,Midtown,Milton,Norcross,Oakwood,Powder Springs,Riverdale,Rome,Roswell,Sandy Springs,Savannah,Smyrna,Snellville,Stockbridge,Stone Mountain,Temple,Tucker,Tybee Island,Winder,Woodstock,Barrow,Bartow,Chatham,Cherokee,Clayton,Cobb,Dawson,DeKalb, Douglas,Fulton,Gwinnett,Hall,Newton Paulding,Richmond,Rockdale,Auburn,Birmingham Huntsville,Mobile,Montgomery,Selma
RECENT BLOG POSTS
2014 Spring MeetUP Atlanta OTP Gwinnett Wednesday, March 26th 4pm-7pm Announcing!!!!!!!!!!!!!! The first ever GWINNETT ActiveRain Spring MeetUP on Wednesday, March 26, 2014 - 4-7 pm.   AR MeetUPs are great business opportunities and and very enjoyable at the same time.  If you are planning to joi...
03/12/2014
In 2014, we are going to see a significant increase in the amount of consolidation of companies within the mortgage industry.  It was announced today that Prospect Mortgage has closed on the purchase of certain operations of Impac Mortgage.    The link to the full article can be found on Housing ...
01/14/2014
In November 2013, Fannie Mae increased the minimum required down payment from 3% to at least 5% down on Primary Residences.  This change was due in part to Qualified Mortgage and Ability to Repay regulations that went into effect on January 10, 2014.   The 5% minimum down payment requirement appl...
01/12/2014
The topic of a Borrower or Real Estate Agent requesting a Pre-Approval instead of a Pre-Qualification comes up quite frequently.  The terms have been used so interchangeably for so many years now, so it is bound to lead to confusion.  In today's market, you will most likely not be getting a true ...
01/11/2014
As a reminder, HUD has announced that the 90 Day Flip Waiver for FHA mortgages has been extended once again. On January 15, 2009, HUD announced a waiver to its restriction of a borrower being able to obtain FHA financing on a property that had been acquired by the seller in the 90 days preceding ...
01/11/2014
US Forever Stamp - www.usps.com US stamp prices are on the rise for the fourth consecutive year.  On January 27, 2014, the price of a first class US stamp will rise from $0.46 to $0.49.  This $0.03 increase is the largest single increase by the US Postal Service since 1991.  The 2012 & 2013 incr...
01/06/2014
Happy New Year's Day from Prospect Mortgage.  Wishing you a great 2014!!!!   We look forward to being your resource for all of your mortgage needs in 2014 and beyond. 
01/01/2014
  The Federal Government shutdown in now entering Week 2 with no end in sight.  At Prospect Mortgage, we are prepared and have taken every possible step to minimize the impact to our Borrowers and Real Estate Agent partners. We will continue to originate, process, and close all loans.   Depending...
10/06/2013
Live Nation’s Chastain Park Amphitheatre 2013 Concert Series A lineup has been announced: April 26: Alan Jackson, Tate Stevens (non-table set-up) May 4: Willie Nelson & Family,  Aaron Lewis May 10: Smashing Pumpkins with special guest (non-table set-up) May 30: Daryl Hall & John Oates June 10: St...
02/27/2013
Today, the Federal Housing Finance Agency (FHFA) announced that the maximum conforming loan limits for mortgages acquired by Fannie Mae and Freddie Mac in 2013 will remain at existing levels. In most of the country, the loan limit will be $417,000 for one-unit properties. Two to four units proper...
11/29/2012
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Rodney Mason

FHA 203K, USDA, VA, HomePath Renovation Specialist
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