roy kelley: 4th Birthday - 08/21/14 03:49 PM
4th Birthday
 
My sister, Lynne Kelley, posted this photograph of me on my 4th birthday. This was taken in the side yard of our home at 10 Park Place in the Cradock neighborhood in Portsmouth, Virginia.
Save those old family pictures. They may appear many years later in a blog. 
 

(42 comments)

roy kelley: Roy Kelley in Russia - 01/08/14 12:02 PM
Roy Kelley in Russia
 
This is an old photograph that Dolores found in our files. The date was March, 1987.  The buildings in the background are the Zagorask Monastery and the Cathedral of the Assumption, founded in 1345. This Russian city is now called Sergiyev Posad.
 
This was a different era in Russia. I thought it would be fun to share this old picture.
 

Roy Kelley, Zagorask, Russia
Photograph by Dolores Kelley
Roy and Dolores Kelley Photographs 
(30 comments)

roy kelley: What Would Roy Kelley Do? - 12/16/13 07:37 AM

What would Roy Kelley do?
It certainly catches your attention when another ActiveRain blogger uses your name in a blog title. And, it is an honor when the blogger is Pat Kennedy.
I love to photograph flowers. Be sure to have your camera in hand during the holidays to capture the special moments that you will wish to share.
Please go to the original blog if you would like to leave comments that will be seen by Pat.

On my recent trip to the Pacific Northwest, I saw a lot of beautiful stuff.  And when I was in Port Townsend, … (3 comments)

roy kelley: Sharing memories of long ago - 09/06/13 05:14 AM
Sharing memories of long ago
Save those family pictures
 
Blame this blog on Clarksville real estate professional  Debbie Reynolds.  Debbie got many of us thinking about past moments that we could share in blogs.
Recently, one of my younger sisters, Lynne Kelley, emailed some old family photographs to Dolores. Lynne and her family live near Chicago. She is the designated family historian. The group of photographs included a couple of pictures of me that were taken when I was very young. The photograph in this blog had a note on the back “four and a half years old”.
You are … (46 comments)

roy kelley: Things you probably don’t know about my present – Roy Kelley - 08/03/13 04:25 AM
Things you probably don’t know about my present – Roy Kelley
 
Our friend in Clarksville, Debbie Reynolds, has challenged ActiveRain bloggers to write about ten things that other bloggers probably do not know about us in the present.  The idea is to help us to get to know more about members of the ActiveRain network.
The most important fact about my life is that I married the best wife in the world. Dolores and I celebrated our 48th anniversary this year. Most of the interesting things that I do are done with Dolores.
I love good food and am very … (36 comments)

roy kelley: Things you probably don’t know about my past - Roy Kelley - 08/02/13 05:50 PM
Things you probably don’t know about my past - Roy Kelley
My friend Debbie Reynolds has challenged ActiveRain bloggers to write about ten things from the past that are probably not known by other members. The idea is to get to know more about the bloggers in the ActiveRain network. This challenge should encourage some of us to record our personal history to pass on to family members.
I was born in Portsmouth, Virginia and was raised in Cradock, one of the first planned communities in the country.  Cradock was planned by the federal government, during World War I, as a … (38 comments)

roy kelley: It Does Not Pay To Be An Agent For Family Members In Montgomery County, MD. - 03/31/10 04:18 PM
It Does Not Pay To Be An Agent For Family Members In Montgomery County, MD.
Thanks to our associate Jane Taylor for this good advice for real estate professionals and their family members.


Over the past several years, I'm been surprised about the misinformation about working with a Realtor.  Nobody seems to know "the drill".   You never hear it explained on TV or radio.  Unless you've been through it, most people don't know.   It would be helpful.  There's A LOT of misinformation out there.
I recently followed up on a lead for someone looking for foreclosures in our area.  … (3 comments)

roy kelley: German Language School, Montgomery County, Maryland - 03/31/10 11:35 AM
German Language School, Montgomery County, Maryland
Moving from Germany to Montgomery County.  Is there a German school?
One of our home buyer clients is planning to move from Germany to Montgomery County, Maryland and is looking at homes for sale in Montgomery County. His children speak German fluently and the parents hope that the kids can maintain their language skills afer the move. He asked about the German School.
Fortunately, there is a German Language School in the area. German School or Deutsche Schule is located in the Potomac area of Montgomery County. The website is available in English or German. This … (1 comments)

roy kelley: Personal Marketing In Montgomery County, Maryland - 03/31/10 10:23 AM
Personal Marketing In Montgomery County, Maryland
5 Free (or almost free) Marketing Actions You Can Do Yourself
As marketing pros we frequently find ourselves brainstorming with business owners on how to economically spread the word about their business.  We find that people sometime overlook simple things that can help them reach more prospects. Here are some of the things we tell them to do:
Make sure people can contact you. This seems obvious but it is often overlooked. Does your business card offer more than one way to contact you? Some people prefer the phone and others prefer email.  I have … (3 comments)

roy kelley: Foreclosures - Homes For Sale In Rockville, MD - Montgomery County Trustee Sales - Harvey West Auctioneers - 03/29/10 03:53 PM
Foreclosures - Homes For Sale In Rockville, MD - Montgomery County Trustee Sales - Harvey West Auctioneers
Harvey West, Auctioneers conducts trustee sales at the county court house entrance.
Trustee sales auctions are open to the public and all qualified bidders. These sales are foreclosures by the secured mortgage lenders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  The required deposits must be in the form of cash or certified funds. Most of the bidders use cashier's checks that are payable to themselves and endorse the checks when they are successful. Always check for cancellations before attending … (2 comments)

roy kelley: Foreclosures - Homes For Sale In Silver Spring, MD - Montgomery County Trustee Sales - Harvey West Auctioneers - 03/29/10 03:48 PM
Foreclosures - Homes For Sale In Silver Spring, MD - Montgomery County Trustee Sales - Harvey West Auctioneers
Harvey West, Auctioneers conducts trustee sales at the county court house entrance.
Trustee sales auctions are open to the public and all qualified bidders. These sales are foreclosures by the secured mortgage lenders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  The required deposits must be in the form of cash or certified funds. Most of the bidders use cashier's checks that are payable to themselves and endorse the checks when they are successful. Always check for cancellations before … (0 comments)

roy kelley: Foreclosures - Homes For Sale In Germantown, MD - Montgomery County Trustee Sales - Harvey West Auctioneers - 03/29/10 03:42 PM
Foreclosures - Homes For Sale In Germantown, MD - Montgomery County Trustee Sales - Harvey West Auctioneers
Harvey West, Auctioneers conducts trustee sales at the county court house entrance.
Trustee sales auctions are open to the public and all qualified bidders. These sales are foreclosures by the secured mortgage lenders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  The required deposits must be in the form of cash or certified funds. Most of the bidders use cashier's checks that are payable to themselves and endorse the checks when they are successful. Always check for cancellations before attending … (0 comments)

roy kelley: Foreclosures - Homes For Sale In Gaithersburg, MD - Montgomery County Trustee Sales - Harvey West Auctioneers - 03/29/10 03:34 PM
Foreclosures - Homes For Sale In Gaithersburg, MD - Montgomery County Trustee Sales - Harvey West Auctioneers
Harvey West, Auctioneers conducts trustee sales at the county court house entrance.
Trustee sales auctions are open to the public and all qualified bidders. These sales are foreclosures by the secured mortgage lenders. Buyers should carefully read the newspaper advertisements that appear for three weeks before the sale date.  The required deposits must be in the form of cash or certified funds. Most of the bidders use cashier's checks that are payable to themselves and endorse the checks when they are successful. Always check for cancellations before attending … (0 comments)

roy kelley: Lender Owned Foreclosures For Sale - Homes For Sale In Frederick County, MD - 03/29/10 03:02 PM
Lender Owned Foreclosures For Sale - Homes For Sale In Frederick County, MD  
Home buyers and sellers are carefully watching the inventory of homes for sale in Frederick County, Maryland in order to make good purchase and sale decisions during the spring market. The secured mortgage lenders are still purchasing most of the homes sold at the trustee sale auctions at the court house. These properties are later offered as REO properties in the listings of lender owned homes for sale in Frederick County.
There are 89 homes for sale in Frederick County, MD that are included in the inventory of … (0 comments)

roy kelley: Lender Owned Foreclosures For Sale - Homes For Sale In Washington County, MD - 03/29/10 02:42 PM
Lender Owned Foreclosures For Sale - Homes For Sale In Washington County, MD  
Home buyers and sellers are carefully watching the inventory of homes for sale in Washington County, Maryland in order to make good purchase and sale decisions during the spring market. The secured mortgage lenders are still purchasing most of the homes sold at the trustee sale auctions at the court house. These properties are later offered as REO properties in the listings of lender owned homes for sale in Washington County.
There are 109 homes for sale in Washington County, MD that are included in the inventory of … (1 comments)

roy kelley: Lender Owned Foreclosures For Sale - Homes For Sale In Prince George's County, MD - 03/29/10 01:32 PM
Lender Owned Foreclosures For Sale - Homes For Sale In Prince George's County, MD    
The real estate market in Prince George's County, Maryland is flooded with a high volume of trustee sales. The secured mortgage lenders are purchasing most of the properties that are sold at the trustee sale auctions at the court house. The active listings of homes for sale in Prince George's County include 648 lender owned foreclosures for sale plus hundreds of pre-foreclosure short sale listings for sale.
There are 328 homes for sale that are priced at $150,000 and BELOW included in the inventory of … (0 comments)

roy kelley: Lender Owned Foreclosures For Sale - Homes For Sale In Montgomery County, MD - 03/29/10 10:33 AM
Lender Owned Foreclosures For Sale - Homes For Sale In Montgomery County, MD
Home buyers and sellers are carefully watching the Suburban, Maryland real estate market to make their spring purchase and sale decisions. The number of available homes is very limited in some areas when you do not consider the pre-foreclosure short sale listings that create an artificial inventory. The following report will give you an idea of what is available is some market sectors. Contact us for specific searches in your preferred areas and price range.
There are 84 homes for sale in Montgomery County, MD that are included … (1 comments)

roy kelley: Wear Socks While Househunting! - 03/29/10 06:02 AM
 Wear Socks While Househunting!
Thanks to Brian Block for this post on ActiveRain
Fashion advice on a real estate blog?  Sure... why not?
Some may see this as fashion, but I see it as practicality and comfort.  To be honest, it doesn't matter to me whether you show up for the home search in a three-piece suit, a leather mini-skirt, plaids clashing with polka dots, or sweatpants.  I just want you to be comfortable and happy for your househunting expedition.
When heading out to go see homes, you'll likely notice that many sellers prefer that you take off your shoes.  This … (5 comments)

roy kelley: Help With Important Decisions - 03/28/10 01:23 PM
Here's a little help if you have an important decision to make
Good advice from Russel Ray. I like the 555 rule.
I have a very important decision to make in the next couple of days.
When I mentioned it to a couple of friends, they asked how I was possibly going to make such a decision.
Making decisions is actually quite easy, regardless of the consequences that could result from the decision.
In fact, that's what makes it easy! The more important the decision, the easier it is to make.
Whenever I'm going to make a decision, I do two … (1 comments)

roy kelley: Maryland home buyers have final chance to save on FHA financing - 03/28/10 11:42 AM
Maryland home buyers have final chance to save on FHA financing
Thanks for Anthony Ebright for posting this notice on ActiveRain

FHA Home Loans - Santa Rosa, CA - FHA Mortgage Insurance Premiums are going up!
If you are using an FHA loan to buy a house, you may have to recalculate your loan program's parameters starting April 5th. FHA has announced they are going to raise the FHA mortgage insurance premiums from 1.75% to 2.25%. On a $200,000 loan, that's an increase of $1,000 for the mortgage insurance premium! FHA will still allow the increased premium to be financed.
(1 comments)

 
Roy Kelley, Roy and Dolores Kelley Photographs (Realty Group Referrals) Rainmaker large

Roy Kelley

Roy and Dolores Kelley Photographs

Gaithersburg, MD

More about me…

Realty Group Referrals

Address: Realty Group Referrals, 6 Montgomery Village Ave., Suite 200, Gaithersburg, MD, 20879

Office: 301-670-8996

Office: 301-258-7757

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