mortgage loan: Finding the Right Mortgage Loan for Your Halifax Home - 12/12/10 03:32 PM
Buying your Halifax home can be an exciting time and certainly one of the most important decisions you will ever make. You've researched your budget, neighbourhoods, "want" list and are ready to get financing. However, when it comes to mortgage rates, no amount of research or advice can trump your individual threshold for risk.
Basically, there are three flavours of mortgage loans: fixed, variable and a combination or hybrid mortgage. You must now decide which mortgage is best for you and your lifestyle. Understanding the different types may help you make the decision more easily.
Variable-Rate Mortgages
Variable-rate mortgages are linked … (2 comments)

mortgage loan: 5 Ways to Get a Great Halifax Mortgage Loan - 10/01/10 12:00 AM
When you are shopping for a new Halifax home, lenders carefully analyze the details of your mortgage loan application to determine whether they will finance your new home.   They determine how likely you are to repay the loan by using a method called "The 5 C's of Credit".  These 5 C's are - Character, Collateral, Capital, Credit, and Capacity; but what do they mean?
Character -  The lender makes a general impression of your character in regards to trustworthiness and the ability to repay the loan.  He looks at your educational background, profession, time at your current employment and residence are … (2 comments)

 
Roy  Thomas (EXIT Realty Metro - Halifax NS)

Roy Thomas

Halifax, NS

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EXIT Realty Metro - Halifax NS

Address: 7071 Bayers Rd # 22096, Halifax, NS, B3L 4T7

Fax: (902) 444-3455

Office: (902) 430-8700

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