Here are 10 low cost ways to improve your home's curb appeal to potential buyers:1.   Trim bushes so they don't block windows and cut down on light. 2.   Edge the grass around walks and trees. 3.   Upgrade outside lighting. 4.   Buy a new doormat. 5.   Polish or replace your house numbers. 6.   P...
1. Investigate local, state, and national down payment assistance programs. These programs give qualified applicants loans or grants to cover all or part of your required down payment. National programs include the Nehemiah program,, and the American Dream Down Payment Fund...
     Like so many, I began blogging with the expectation that I would pen such moving, such important, such critically required articles of information and resources that The Los Angeles Times or The Wall Street Journal would be clamoring for the rights to publish them.  My blogs would ring with ...
Credit scores, along with your overall income and debt, are big factors in determining whether you'll qualify for a loan and what your loan terms will be. So, keep your credit score high by doing the following: 1. Check for and correct any errors in your credit report. Mistakes happen, and you co...
     If you are faced with selling your home due to an unforeseen change in your financial well-being and you expect the total amount you owe on your mortgage will be more than the selling price you can get for your home in the current real estate market in your area, you may be looking at a Shor...
It can be easy for homebuyers to overlook home insurance costs. Most buyers tend to focus on factors such as quality of neighborhood, property taxes, school districts and available recreational and cultural outlets. But the seemingly mundane detail of home insurance can add up to a big investment...
     One of the most frequently asked questions that we receive at Altus Realty Solutions is "What is the real estate market doing?"  While that is a good question, perhaps a better question would be "How is the local real estate market doing?"  So many times, the real estate market information p...
     The Banking, Finance and Insurance committee in the California State Senate is considering  Senate Bill 1000 (Correa)  sponsored by the California Association of Realtors that would require lenders to accept an appraisal, even if that appraisal had been obtained and paid for by the buyer's p...
     It's hard to imagine the approach of Spring, when you're currently shoveling a foot or more of snow off your driveway or stacking another row of sandbags against the base of the hillside in your backyard.  Yet, Spring will be here and soon.  Ah, Spring, blooming flowers, green leaves on tree...
     I've considered blogging on this topic for several months. Each time I put fingers to keyboard, I felt that my words failed to express my utter disgust for the big banks in this country: on the professional side, it's the mess known as Short Sales and Loan Modifications...on the personal sid...

Scott Rhinehart

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