The SEO Guru offers white-hat SEO services and consultation from his home base in Phoenix, Arizona; but is a virtual consultant, via Skype, worldwide.
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I'd like to give credit to the original author, but a bunch of different loan officers forwarded this to me and I can't track down an author. It seems to be "anonymous." If anyone knows any better, please let me know! You know... I thought I posted this on Christmas eve. Now I ...