Shay Campbell's Blog

Mortgage and Lending - Universal American Mortgage Company - NMLS 46083



      USDA will implement a new monthly fee starting October 1, 2011.  Most people in the mortgage industry will consider this a mortgage insurance premium (MIP).  Up until now one of the unique features of a USDA home loan is it had no MIP.  This addition of MIP will mean a higher mortgage payme...
  Raleigh North Carolina has done it again., this week, has rated Raleigh as America’s best city. was looking for a way to measure “quality of life” in America’s cities.  They came up with 16 criteria: “the number of restaurants, bars and museums per capita: th...
I have a question for North Carolina REALTORS.  Why does the home buyer lose their due diligence fee when the home appraises below the contract price? In the past year a new purchase contract was adopted by the North Carolina Real Estate Commission that included the due diligence period.  My und...

Shay Campbell

Raleigh, NC
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