It happens to me every year.  I get all excited at the end of the December, thinking about all the changes I'm going to make.  "This is finally going to be the year..."  However, each year I fail to meet most of my goals, whether they be personal, work-related, or health related.  That doesn't me...
Senator Ted Kaufman, the Congressional Oversight Panel's Chairman has declared the Home Affordable Modification Program a failure, citing the fact that they are only on pace to do about 700-800k modifications instead of the declared 4 million.  Sen,. Kaufman cites a mirad of reasons the program f...
Last week, we posted our foreclosure laws map which illustrated which states are judicial and which are non-judicial when it comes to foreclosure.  I wanted to spend some time discussing what the difference is between the two. Perhaps the most helpful guide on this is from the Mortgage Bankers As...

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