Shelda Hodges's (ssalediva) Blog




  • Jan
  • Feb
  • Mar
  • Apr
  • May
  • Jun
  • Jul
  • Aug
  • Sep
  • Oct
  • Nov
  • Dec
HAPPY NEW YEAR 2012 May your world Be filled with Warmth Joy and Good Cheer Wishing you a wonderful Happy New Year! GARY & SHELDA HODGES
Posted over 2 years ago
Mortgage Principal Write-Downs? Yah or Nah Principal reduction and/or Principal write-downs is a trending topic. lawmakers in the House of Representatives  are asking that  Fannie Mae and Freddie Mac  reduce the mortgage principal of borrowers who owe more on their home than it is currently worth...
Posted over 2 years ago
So Which Option is the Right One?   Contrary to what you may have heard, lenders actually want to avoid a foreclosure wherever possible. That’s why they’re accepting more short sale and deed-in-lieu transactions everyday in an effort to eliminate unnecessary foreclosures. So Which Option is the R...
Posted over 2 years ago
Short Sale & Deed-In-Lieu I hope you and yours are enjoying every minute of this holiday season! As we come to the close of the year, I’m finding many of my friends and colleagues worried about their finances and hoping to start a brand new year without financial worry. To do my part, I wanted to...
Posted over 2 years ago
Delaying foreclosure: Brave Borrowers finding ways to  keep homes without paying. Lenders sometimes practise what is called “Extend & Pretend. Extending the process by which homes enter foreclosure allows banks to continue carrying the loans on their books at full value, delaying loss recognition...
Posted over 2 years ago
Foreclosure Alternatives: Which option works best for you?   No foreclosure alternative is guaranteed. However, as long as homeowners are proactive, their chances of preventing foreclosure and taking control of their financial future significantly increases. Foreclosure alternatives only prevent ...
Posted over 2 years ago
Job Loss Could Put One in Three Out of Their Home   This comes as no surprise. The average American has no savings for a rainy day which include Mortgage &/or Rent payments. One months and"Sink". It appears consumers live paycheck to paycheck, & my colleagues commission check  to commission check...
Posted over 2 years ago
Mortgage Scam -  How to Recognize        You might be a victim of a scam if: You are told you will get a federal incentive to walk away from your mortgage You are asked to pay upfront for counseling You are pressured to sign papers immediately You are asked to sign your house over to a company or...
Posted over 2 years ago
Happy Holidays
Posted over 2 years ago
Understanding and Setting Your Expectations for Short Sale Q: Will a Short Sale Stop a pending Foreclosure?   § A: In some cases yes…each scenario is unique…best to consult an experienced agent to get the answer.   Q: How will my credit be affected by a short sale?   § A: Our experience is a hit ...
Posted over 2 years ago

Shelda Hodges

PA CIAS CDPE CFS CSP ASD LDPD HAFA West Palm & Surrounding Areas
Ask me a question
Spam prevention

Accessibility option: listen to a question and answer it!

To submit the form,
drag the folder to the circle on the side.

Type below the answer to what you hear. Numbers or words, lowercase: