real estate: Get More Clients - New Email and Website Content Format - 07/03/12 04:31 PM
Do you know about the [new] formatting for Emails and Website content to gain more readers/borrowers/buyers/customers?
Unless you have a younger-generation IT guy or someone helping you with marketing then honestly, unless you are just an odd one in the pack and know all of the new-age techniques, you should finish reading this blog (I tried keeping it shorter for ya!).
Seems like every day there is some new marketing technique to get more customers/clients…. Well, I’m not going to go into “the latest and greatest” but instead just give some eye-opening advice/tips that I was fortunate enough to get … (6 comments)

real estate: 4 Ways To Buy a Home Despite Tighter Home Sales Supply - 06/26/12 01:53 PM
Saw a LinkedIn article that caught my attention about existing home sales being constrained by the tighter supply of homes in May and how prices are continuing to gain (good for home owners due to values and a warning sign to home buyers to get moving faster to find “that home” and buy it up now).  Got me to thinking about the 4 ways to buy a home that all should be considered when looking for “that home”:

Newly Built Home – There are still newly built homes on the market.  In the Sunday section of the paper these are … (0 comments)

real estate: Charts on Sonoma County - 06/15/12 11:28 AM
Sonoma County stats: Here’s the raw data. In April 715 houses went into contract to purchase, up from March’s 647 homes in contract to purchase. This number has been increasing steadily over the past several months and will hopefully continue to rise! Check out this graph to see the info for yourself:
Chart - http://winecountryandhorses.com/files/2012/05/Screen-Shot-2012-05-01-at-5.40.04-PM.png
If you haven’t thought about it, now may be the perfect time for you to invest in or purchase real estate. Now is the time while it’s still considered to be a buyer’s market. Prices are low, interest rates are rock bottom and value is starting … (1 comments)

real estate: Remodeling Your Home for Sale or Summer? Check Out These Awesome Ideas - 05/31/12 02:37 PM
Remodeling Your Home for Sale or Summer? 
Check Out these Awesome Ideas

Here we are in the thick of selling season again.  All of us Agents and Brokers in the business start getting very excited this time of year because this is when the market starts to really pick up. Whether people are taken by the season or they’re preparing for a fall and winter in a new home, buyers have consistently and statistically bought more in the summer months and the beginning fall months than any other season – except this 2012 year did start early! 
For the buyers … (2 comments)

real estate: The Market is Picking Up: The Raw Statistics - 05/15/12 03:18 PM
The Market is Picking Up
The Raw Statistics


My peers and I in the real estate industry have been saying for months that “now IS the time to buy!” before the market picks up this year, which we were sure it would. Well folks, here it is! We have the statistics, we have the hard evidence: the market is no longer in the slump we’ve been in since 2007!  Here in this blog are some of the raw statistics on why we think this is and why NOW, more than ever, is the time to buy before time runs … (0 comments)

real estate: Real Estate Market is On the Up! Now is the Time to Buy or Invest - 05/04/12 11:28 AM
Real Estate Market is On the UP!
Now is the Time to Buy or Invest


These are some amazing market update quotes from professionals in the industry:
 
“If activity is sustained near present levels, existing-home sales will see their best performance in five years. Based on all the factors in the current market, that’s what we’re expecting with sales rising seven to ten percent in 2012” ~ Lawrence Yun (NAR Chief Economist)
 
 “Stabilizing in the U.S. housing fundamentals is creating an attractive investment opportunity. Many of the ingredients are in place for continued improvement in housing” ~ … (0 comments)

real estate: How Builders are Keeping Up With The Economy - 04/27/12 12:10 PM
How Builders Are Keeping Up With the Economy

It seems that everyone in the real estate business is changing their game up to keep up with the market. Many realtors are marketing more than ever, trying new methods for selling their homes and also trying new ways of remodeling homes for a higher sale price. However realtors aren’t the only ones in the business stepping up their game, builders have also jumped on the bandwagon. And with the low inventory the market is currently experiencing many builders have increased their productivity as well as changing how they build homes.
(2 comments)

real estate: Here's the Scoop on Flips: What to look for and what to avoid - 04/26/12 01:08 PM
Here's the Scoop on Flips
What to look for and what to avoid..

As anyone who’s searching for a home knows, it’s nearly impossible to find a move-in ready home that’s still affordable. This is why flipped homes are on the rise. However, there are “flipped homes” that claim to be remodeled and the remodel is purely cosmetic, leaving the buyers with work still needing to be done on the home. So why should you care if it’s a “flip” and how do you sort out the good from the bad?
The research is not very difficult and is … (0 comments)

real estate: No More Low-Ballers! Why This Trend is Petering Out - 04/24/12 03:00 PM
No More Low-Ballers! 
Why This Trend is Petering Out

Times are changing and so is the market. In the past several years we’ve seen the market scoop upward, decline sharply, plateau… rinse and repeat. So in these times of a recovering market economists are looking to the ‘low-ball index’ to get a sense of what’s currently happening in local real estate markets and how it could affect the market nationally. All of this information can be found in the article this blog is based on, through the link below.
This time last year NAR (National Association of Realtors) researchers took … (8 comments)

real estate: Things are Great in Sonoma County, but it's Not Just Here! - 04/20/12 12:19 PM
It's Not Just Sonoma County.. Things are Turning Up Everywhere!

As I have been saying for the past several months and as I have been hearing the market is in a time of transition. The trends have continuously been changing for the past year or so, but now it seems that the upturn has officially arrived. “They” always say that the market will start to improve once it has hit bottom and I believe we hit bottom not too long ago. The statistics represented in this blog can be found through the link posted at the bottom of the page. … (2 comments)

real estate: Buying a Home is Full of Details: So Here are Some Tips! - 04/19/12 02:08 PM
Buying a Home is Full of Details
So Here are Some Tips!

Saving money is hard! No mystery or hidden message there. If you want to buy a home money is a necessity and many people are finding it difficult to save. Now is the time to buy, but without the proper funding for closing costs and down payment and unforeseen purchases, buying a home can feel impossible. So what can we do to help? How about give some tips on what money saving tactics can implemented in your life. Trulia has offered this  First time home buyer’s guide to … (2 comments)

real estate: Appraisals: The Inside Scoop - 04/13/12 12:18 PM
 
Appraisals
The Inside Scoop


Appraisals are an undeniably large part of home purchase transactions. If you’re selling a home your Agent and/or Lender will probably insist that you get an appraisal. An appraisal by definition is just “an opinion of the value of your home based on what similar homes in your area have sold for in recent months.” Because the appraisal is essentially a best guess estimate a lot of sellers and buyers wonder what the parameters are for an appraisal.
 
I must add to the below list and information that I have had great … (2 comments)

real estate: Our Changing Market: Four Tips to Help Seal the Deal - 04/12/12 12:59 PM
Our Changing Market
Four Tips to Help Seal the Deal

If I’ve said it once I’ve said it a hundred times – we are living in a time of change and boy is the market changing! Just when you think you know the market something changes on a micro level throwing off everything you thought you knew. So how do we keep up with the times and win listings? I was perusing some articles searching for this very answer when a blog from trulia caught my attention. It’s called “4 Local Statistics That Will Help You Win the Listing”. At … (0 comments)

real estate: Real Estate Tools: My Favorite Calculator! - 04/10/12 02:45 PM
The Mortgage Calculator
My Favorite Tool to Suggest to Clients..

With all the changes happening in the market it’s no wonder that many are hesitant to buy. However all the evidence is pointing to Buy! Prices will never be lower, interest rates will never be more affordable and the competition is mounting, making the time to buy your home - now. I can even prove it to you.. the link below will lead you to a site with a number of different calculators. Some calculators will show you what your monthly payment on a certain kind of loan is while … (0 comments)

real estate: What's on the Scoreboard for the Housing Market? Newest Update! - 04/10/12 02:19 PM
What's On the Scoreboard for the Housing Market?
Newest Update

All of us in the Real Estate/Mortgage Business have been anxious to see if this will be the year things will start looking up. Recently there has been great news left and right – prices are down, interest rates are down, competition is up and we’ve all been crossing our fingers that the good news will continue. Well, take a deep breath folks, here is the March housing scorecard from the Obama Administration. This blog is based on an article from the Niche Report which you can find a link … (0 comments)

real estate: New and Improved Hard Money: Lender's Viewpoint From Sun Pacific Mortgage & Real Estate - 04/05/12 02:51 PM
LENDER’S VIEWPOINT
By Broker, Forest Tardibuono
New and Improved Hard Money

 
 
Realtors take note...
I recently saw a Wall Street Journal article Explaining the Methods of Hard-Money Lenders (written July 21, 2011).  It begins with "As banks continue tightening their purse strings..." which is the theme of the article.  The article mentioned the increased use of Hard Money due to the "...tight lending these days..." of institutional lenders. 
It then goes on to explain the fact that the loans are concerned with "asset valuations and loan to value-ratios."…."There's no red tape."…. "Because there is little bureaucracy when compared with big banks, deals … (2 comments)

real estate: Good Facts to Know About the FHA Loan - 04/05/12 02:10 PM
"Good-to-Know"  Facts About the FHA Loan

 
Spring is here and the market is soaring upward. Prices are affordable, interest rates are rock bottom and competition for real estate is high. However, many buyer’s main concern is getting a loan. Banks and other lending institutions are not making it easy on those with bad credit or a past foreclosure or short sale. So as a remedy to some of your loan woes here are some great tips to keep in mind for FHA loans. I got these tips from a product series at Princeton Capital, another residential mortgage lender. These are … (2 comments)

real estate: Home Buying 101 - 04/03/12 02:51 PM
Want to Buy But Don't Know Where to Start? 
Home Buying Tips are Here!


It’s no secret that now is the critically acclaimed time to be purchasing a home. The good interest rates and rock bottom house prices are being sung by agents everywhere. Bottom line: Buying a home in today's market is a smart decision. But where to begin? Is it better to begin looking for a home and then apply for a loan? How much can you expect a down payment to be? Should you schedule a home inspection?
With all of this buying and selling of … (4 comments)

real estate: Tips for First-Time Home Buyers - 03/30/12 11:08 AM
Tips for First-Time Home Buyers


With the unique position our housing market is in many buyers who have been previously on the side lines are now jumping into the fray trying to purchase a home. Many of those who have been on the sidelines are first time homebuyers and don’t know where to begin when purchasing a home. Today’s helpful tips comes from the article “First-Time Buyer Tips” by Phoebe Chongchua.
Firstly you must know what your credit score is. With all the standards that banks and other lending agencies have you might as well know where you … (2 comments)

real estate: Employment and Housing Market in the Bay Area on the Up! - 03/27/12 03:00 PM
Employment and Housing Market in the Bay Area on the Up!
What it says about the market of the future 

While I’m always on the look-out for news about today’s market conditions, I’m specifically interested in areas surrounding Sonoma County where I certify “affordable, turn-key, move-in-ready” homes for sale.
This morning’s discovery was the best news I’ve heard all month! The article from Forbes is titled “Bay Area Employment Reaches 3-Year High; Home Prices Soar” by Eric Savitz. The title should give you a pretty good indication as to why I am feeling a bit more hopeful about today’s market and … (2 comments)

 
Lynn Tardibuono, Sun Pacific Mortgage and Real Estate (Sun Pacific Mortgage & Real Estate)

Lynn Tardibuono

Sun Pacific Mortgage and Real Estate

Santa Rosa, CA

More about me…

Sun Pacific Mortgage & Real Estate

Address: 800 Mendocino Ave, Suite 2, Santa Rosa, California, 95401

Fax: (707) 523-1875

Office: 70(752) 320-9911

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